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Lowest Price Guarantee
Largest Offer
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High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

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Garage insurance Motor business 2025 | Compare Automotive Package | Finass Insures
🏍️ Automotive Package

Garage insurance Motor shop

Complete insurance for your motorcycle shop. Protect your motorcycle sales, maintenance and repairs against damage, theft and liability.

Trading stock
Customer cars
Test drives
Tools

🚗 Premium indication Motorcycle shop

Basic package From €100/month
Trading stock WA Obliged
Customer Cars/Management Optional
Property & Inventory Optional
🚗
Trading stock
🔧
Customer cars
🛣️
Test drives
Customized Policy

Garage insurance for your motorcycle shop

As a motorcycle shop, you have customer cars and your own stock in your care every day. Accidents can happen anywhere: a car falling off a bridge, damage during a test drive, fire in the workshop or theft of your stock.

The garage insurance (also called Automotive Package) has been specially developed for garage companies and covers all these risks. Third party liability coverage for your trading stock is required by law if you use a trader license plate (green plates).

Because every motorcycle shop is different, garage insurance is always tailor-made. We are happy to advise you on the correct composition of your policy.

Damage examples Motor shop

This can happen in your motorcycle shop.

🏍️ Test drive damage

A customer falls during a test drive with an expensive motorcycle.

Damage: €25,000

🔧 Repair damage

An engine falls off the stand during maintenance.

Damage: €15,000

🔐 Theft

Several motorcycles are stolen from your showroom.

Damage: €80,000

🔥 Fire

Fire damages your stock of engines and accessories.

Damage: €120,000

What does Garage Insurance cover?

🚗

Trading stock

WA (mandatory) and optional shell for your own stock of cars. Including fluctuations up to 30%.

🔧

Customer cars in management

Cars that you have for maintenance, repair or consignment. Damage during work.

🛣️

Test drives

Coverage during test drives with customers or for post-repair testing.

🚐

Commercial vehicles

Your own company cars, vans and breakdown assistance vehicles.

🔩

Tools & Inventory

Your tools, diagnostic systems, lifts and other inventory.

🏢

Business premises

Optional: fire, storm and water damage to your workshop or showroom.

How much does garage insurance cost?

Garage insurance Motor shop

From €100/month

Customized policy. Premium depends on turnover, stock value and activities.
WA trading stock is legally required for RDW recognition.

Request a Custom Quote →

Why Choose Finass Insures?

🚗

Automotive Specialist

Experience with garage insurance for all types of car companies.

📋

Customized Policy

Customized policy for your specific business activities.

💰

Competitive Premiums

Comparison of all specialized insurers.

🎓

50+ Years of Experience

Specialist in business insurance. Personal advice.

Frequently Asked Questions Garage Insurance

Third party liability coverage for your trading stock is legally required if you use the RDW Recognition of Business Stock (trader license plate/green plates). The other coverage is optional but highly recommended.
The premium is tailor-made and depends on your turnover, stock value, number of employees and activities. A motorcycle shop pays on average from €100 per month. Request a quote for your exact premium.
Yes, with the "Cars under management" module, customer cars are insured against damage during maintenance, repairs or storage in your company. Damage during test drives after repairs is also covered.
In Belgium and Luxembourg it is only allowed to collect or deliver a vehicle for purchase/sale (no test drive). In Germany, only commercial vehicles with the license plate for construction, conversion or repair are allowed to drive.
No, garage insurance is tailor-made and cannot be taken out online. We will contact you to discuss your situation and put together a tailor-made policy.

Is your motorcycle shop well insured?

Request a customized quote without obligation. We are happy to advise you on the best garage insurance.