Insurance for the Personnel and Labor Sector: Protection for Employers and Employees
In the personnel and labor sector, everything revolves around people and their well-being. As an employer or HR service provider, you want to minimize risks and protect both your employees and your organization. With specialized insurance for the personnel and labor sector, you are prepared for liability, absenteeism and other challenges that can affect your business.
Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.
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Professional/company liability
This insurance covers liability for:
This concerns damage that you or your employees, company, products or services cause to others.
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Cyber insurance
This insurance protects you against:
The costs you have to incur if you become a victim of a cyber incident.
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Wegas/wegam
This insurance covers damage in the event of:
Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.
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Legal counsel
This insurance reimburses:
Legal assistance for almost all your entrepreneurial activities.
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Car
This insurance:
Is intended for a business passenger car.
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Delivery van
This insurance:
Is intended for a business van.
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Truck
This insurance:
Is intended for a business truck.
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Engine
This insurance:
Is intended for a business motorcycle.
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Work equipment
This insurance:
Is intended for business work equipment.
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Absence
This insurance reimburses part of the personnel costs for:
For when your staff is not considered capable of performing work with a recognized economic added value.
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Disability
This insurance reimburses part of the costs for:
For if you are not considered capable of performing work with a recognized economic added value.
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Business damage
With this insurance you insure:
The income you miss because you can no longer continue with your business.
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Money insurance
With this insurance you cover:
The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money
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Extra cost
This insurance reimburses:
Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.
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Machine breakage
This insurance covers:
Business damage due to the machine breakage.
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Environmental damage
With this insurance you are insured against:
The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.
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Building
This insurance insures you:
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
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Inventory
With this insurance you are:
Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.
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Tenant interest
This insurance insures you:
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
Important Insurance for Personnel and Labor
Employers' Liability Insurance (WGA)
Coverage for compensation claims from employees as a result of accidents in the workplace.Absenteeism insurance
Protection against the financial consequences of absenteeism due to illness by covering continued salary payment and reintegration costs.Sickness insurance
For employers with temporary or flexible contracts. This insurance covers wage costs in the event of illness of flex workers.AOV (Disability Insurance)
Essential for self-employed entrepreneurs and managers in the industry. Protection against loss of income in the event of disability.Legal expenses insurance
Legal support in case of conflicts with employees, such as dismissal cases or employment conditions.Collective Health Insurance
An attractive option for employees and a way to demonstrate good employment practices.
Why Choose Insurance in the Personnel and Labor Sector?
- Protection against Financial Risks : Prevent high costs due to absenteeism, accidents or labor disputes.
- Peace of Mind for Employers and Employees : Provide security and trust in your employment relationships.
- Improvement of Employment Conditions : Insurance such as collective healthcare or pension schemes increase the satisfaction of your staff.
Who are these insurance policies suitable for?
- Employers : For companies with permanent, flexible or temporary contracts.
- HR service providers : Employment agencies, payroll companies and recruiters.
- Self-employed in Personnel Services : Freelancers and self-employed people in the labor and personnel sector.
How Do You Find the Best Insurance for Personnel and Labor?
Compare insurers on coverage, premium and additional conditions to choose the insurance that perfectly suits your organization. With a good insurance package you are prepared for risks and you can be a strong, reliable employer.
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Example of companies within the personnel and labor sector:
Employment agency
Coaching company
Secondment agency
Recruiting company
Human Resource Management (HRM) company

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