Why Valuables Insurance?

Do you own luxury jewelry, an exclusive watch, works of art or a special collection? Then you naturally want to protect it well against theft, damage and loss. Immediately valuables insurance you are assured of optimal coverage, both at home and on the road.

A standard home contents insurance often offers only limited coverage. Most have a maximum reimbursement per object of €5,000 to €10,000. This is insufficient for valuable possessions.

Advantages

  • ✔ Worldwide coverage against loss, damage and theft
  • ✔ Extensive protection at home and outdoors
  • ✔ Full Reimbursement based on actual value
  • ✔ Flexible coverage tailored to your property
  • ✔ No limit per object
  • ✔ Coverage for your own clumsiness

What can you insure?

💎 Jewelry

Rings, necklaces, bracelets, earrings

⌚ Watches

Rolex, Cartier, Patek Philippe, Breitling, Omega

🖼️ Art & Antiques

Paintings, statues, antique furniture

📀 Collections

Coins, stamps, wine, collectibles

🎻 Musical instruments

Violins, guitars, pianos

📷 Cameras

Professional photo equipment

What is Insured?

Valuables insurance provides cover against:

  • 🔹 Theft – at home and away from home (also during holidays)
  • 🔹 Loss – for example a ring or watch
  • 🔹 Damage due to falls or bumps – even with your own clumsiness
  • 🔹 Water damage and fire damage
  • 🔹 Damage – unexpected damage cases

NB

Worldwide coverage: Most valuables are covered worldwide. Exception: art and antiques are usually only insured at the home address.

Need a valuation report?

A valuation report is usually required for valuables above €5,000 to €10,000. This must be drawn up by a recognized appraiser and may not be older than 3 to 5 years. For new purchases, the purchase invoice is often sufficient.

What should you pay attention to?

  • 🔹 Coverage area – only the Netherlands or worldwide?
  • 🔹 Own risk – is there a deductible in case of damage?
  • 🔹 Valuation – is a valuation report mandatory?
  • 🔹 Benefit – current value or new value?