Finom - Free Business Account
No monthly fees • Dutch IBAN within 24 hours • Invoicing included • Up to 3% cashback
Request directly →Compare Business Accounts 2026
| Bank | Monthly costs | Transaction costs | Accounting link | Debit card | To request |
|---|---|---|---|---|---|
| 🏆 Finom Solo | €0 FREE | €0 (up to €2,500/month) | ✓ Yes | ✓ Free Visa | To request |
| Knab Business | €9.50/month | 500 free/year | ✓ Yes | ✓ Yes | Compare |
| ING Business | €9.90/month | €0.09/piece | ✓ Yes | ✓ Yes | Compare |
| ABN AMRO Smart | €8.25/month | €0.11/piece | ✓ Yes | ✓ Yes | Compare |
| bunq Business | €9.99/month | Unlimited free | ✓ Yes | ✓ 3 steps | Compare |
| Rabobank | €12.00/month | €0.10/piece | ✓ Yes | ✓ Yes | Compare |
🎯 For self-employed people
- Separation of private and business
- Professional appearance
- Easy VAT administration
- Link with accounting program
- Business debit card
💰 Save on Costs
- Free accounts available
- No hidden costs
- Cashback options
- Low transaction costs
- No minimum turnover required
⚡ Quickly arranged
- Apply online in 15 minutes
- IBAN within 24 hours
- Direct access to app
- No paperwork
- Chamber of Commerce number sufficient
Why a Business Account?
As an entrepreneur, it is essential to keep your business and private finances separate. A business account not only offers an overview, but also a professional image to your customers. Moreover, it makes your accounting and tax returns a lot easier.
With more than 1.5 million self-employed people in the Netherlands, the market for business accounts has grown enormously. More and more providers now offer free or very affordable business accounts, specially tailored to the needs of self-employed entrepreneurs.
What should you pay attention to with a business account?
Monthly costs: These range from €0 (free) to more than €20 per month. For self-employed people with few transactions, a free account is often the best choice.
Transaction costs: Some banks charge per transfer (€0.09 - €0.30), while others offer a fixed number of free transactions or even unlimited transactions.
Accounting link: A direct link with programs such as Exact, e-Bookkeeping or Moneybird saves you a lot of time in your administration.
Additional features: Think of VAT savings, multiple accounts, invoicing tools and a business savings account.
