Absenteeism insurance Education Medium-High risk
Protect your company against the costs of absenteeism due to illness. Coverage for continued payment of wages, occupational health and safety service and reintegration. Specific: emotional burden, talking a lot, workload.
📊 Education Absenteeism Insurance
Absenteeism Insurance for Education
As an employer, you are obliged to continue paying the wages of sick employees for a maximum of 2 years. With an average absenteeism rate of 5.8% in your industry, these costs can increase significantly. Absenteeism insurance protects your company against these financial risks.
The following applies specifically to education: emotional burden, a lot of talking, work pressure. This makes good absenteeism insurance extra important. In addition to wage costs, you will also receive support with absenteeism guidance and reintegration.
We compare absenteeism insurance from 12+ insurers and advise you on the best coverage and waiting days for your situation.
Absence risks Education
Typical absenteeism situations in your industry.
😰 Burnout
Teacher becomes overstressed due to high workload.
€30,000🗣️ Voice complaints
Teacher gets voice problems, can't teach.
€10,000😔 Psychological Complaints
Employee drops out with depression.
€35,000🤒 Infection
Teacher contracts illness from students.
€5,000What does the Absenteeism Insurance cover?
Continued payment of wages
Reimbursement of wage costs during illness, usually 70-100% of the wage for a maximum of 104 weeks.
Company doctor
Access to a company doctor for absenteeism guidance and medical advice (for variant with occupational health and safety service).
Case management
Professional guidance of absenteeism cases by a case manager (for variant with occupational health and safety service).
Reintegration
Budget and support for reintegration activities to get employees back to work.
Prevention
Prevention advice and risk assessment to prevent absenteeism (with some variants).
Gatekeeper Act
Support with the obligations under the Gatekeeper Improvement Act.
How much does absenteeism insurance cost?
absenteeism insurance for education
Premium depends on wage bill, industry, absenteeism history and chosen waiting days.
Shorter waiting days = higher premium, but less risk.
Why Choose Finass Insures?
Industry Specialist
Knowledge of absenteeism risks per sector for optimal coverage.
Competitive Premiums
Comparison of 12+ insurers for the best price.
Waiting days Advice
Advice on optimal waiting days for your situation.
50+ Years of Experience
Specialist in business insurance. Personal advice.
Frequently Asked Questions Absenteeism Insurance
Is your staff well insured?
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