Event insurance To compare
Organize your event without worries. From neighborhood party to large festival: protect yourself against liability, cancellation, material damage and severe weather. One policy, complete coverage.
🎪 Premium indication 2025
What is a Event insurance?
A Event insurance protects organizers against financial damage during and around events. From a neighborhood party to a large festival: something can always go wrong.
Think of a visitor who trips over cables and sustains injuries, a party tent that blows away due to a storm, or an artist who cancels at the last minute. As an organizer you are liable for all damages.
The insurance is modularly constructed. You choose which coverage you need: liability, cancellation, material damage, accidents, cash and more.
Damage during construction and demolition is also insured. The premium depends on the type of event, number of visitors and selected coverage. From €150 for small parties.
What does the Event Insurance cover?
Create your own package with the coverage you need.
Liability (WA)
Covers damage to persons and property for which you as an organizer are liable. Often required for a permit.
- Visitor trips over cable
- Damage to rented location
- Injury from falling objects
- Food poisoning visitors
Cancellation
Reimburses costs incurred if the event has to be unexpectedly cancelled, interrupted or postponed.
- Death of key organizer
- Fire on location
- Terror threat
- Government ban
Extreme Weather
Extra coverage in case of cancellation due to severe weather. Must be requested at least 14 days before the event.
- Heavy storm
- Extreme rainfall
- Thunder and lightning
- Hail or snow
Non Appearance
Reimburses costs if an important artist, speaker or performer cancels at the last minute.
- Main act calls in sick
- Speaker cannot come
- DJ cancels performance
- Band misses flight
Material & Equipment
Covers damage to or theft of own and rented materials, equipment and decorations.
- Sound system damaged
- Tent torn by storm
- Equipment theft
- Damage during transport
Accidents
Covers medical costs and benefits in the event of injury to volunteers, employees or participants.
- Volunteer falls from ladder
- Employee burns himself
- Participant gets injured
- Permanent disability
Cash
Covers theft or loss of cash and receipts during and after the event.
- Theft from cash register
- Loss during transport
- Fake banknotes
- Cashier robbery
Loss of Income
Reimburses lost profits if the event has to be canceled or interrupted.
- Expected ticket sales
- Missed catering turnover
- Sponsorship income
- Merchandise sales
Location damage
Covers damage to the rented location, hall or building caused by visitors or volunteers.
- Damage to floor or walls
- Broken windows or doors
- Stains in carpet
- Destruction of sanitary facilities
For Which Events?
From small neighborhood parties to large music festivals: every event can be insured.
Festivals & Concerts
Music festivals, concerts
Fairs & Markets
Flea markets, fair
Funfairs & Fairs
Village fair, fun fairs
Sporting events
Running, cycling, tournaments
Company parties
Staff party, anniversary
Conferences & Trade Shows
Trade fairs, conferences
Neighborhood parties
Street party, neighborhood barbecue
King's Day & Sinterklaas
National holidays
Weddings & Parties
Wedding party, anniversary
Theater & Culture
Performances, exhibitions
Parades & Corsos
Carnival, flower parade
Community events
Open days, commemorations
Practical examples
Situations in which event insurance offers a solution.
🌪️ Storm Blows Away Party Tent
During the build-up of a staff party, a heavy storm arises. The party tent blows away and is a total loss. The party must be canceled.
Covered: €25,000 damage🤕 Visitor Stumbles Over Cables
At a fair, a visitor trips over a bundle of power cables. She breaks her arm and holds the organization liable for personal injury.
Covered: €45,000 personal injury🎤 Main act cancels at the last minute
The headliner of a festival calls in sick on the morning of the event. The organizer must refund ticket money and is missing sales.
Covered: €85,000 costs🏛️ Damage to Rented Room
During a company party, visitors cause damage to the floor and walls of the rented location. The landlord demands damages.
Covered: €8,500 recovery🔊 Sound system Stolen
After an open-air concert, the expensive sound system is stolen from the site. Rented equipment worth €35,000.
Covered: €35,000 theft👷 Volunteer Falls From Ladder
A volunteer falls from a ladder while hanging decorations. He sustains permanent injuries and can no longer work in his old profession.
Covered: €120,000 benefitNote: Often Required for Permit
Many municipalities require one WA policy (liability insurance) before issuing an event permit. Location rental companies also often require insurance as a condition. Apply for insurance on time: minimum 5 working days for small events, 14 days for weather coverage.
How much does event insurance cost?
Indicative premiums 2025. Premium depending on type, visitors and coverage.
Small Event
Up to 100 visitors, basic coverage
Medium Event
100-1,000 visitors, complete coverage
Major Event
1,000+ visitors, festival coverage
What is and is not covered?
Important points to know before you close.
✓ Well covered
- ✓ Liability for injury and property damage
- ✓ Damage to rented location
- ✓ Cancellation due to unforeseen circumstances
- ✓ Extreme weather (separate module)
- ✓ Non-appearance artist (separate module)
- ✓ Damage to rented equipment
- ✓ Theft of equipment and cash
- ✓ Accidents volunteers and employees
- ✓ Damage during construction and demolition
- ✓ Terror threat and government ban
✗ Not Covered
- ✗ Organizational problems
- ✗ Insufficient interest in visitors
- ✗ Permit problems
- ✗ Failure to fulfill contractual obligations
- ✗ Bad weather (without separate coverage)
- ✗ Damage from motor vehicles
- ✗ Intentionally caused damage
- ✗ Disputes under €250-€400
- ✗ Motorized speed competitions
- ✗ Protest actions and manifestations
Why Choose Us?
Event specialist
Extensive experience with festivals, fairs, company parties and all types of events.
Modular Construction
Create your own package. Only pay for the coverage you really need.
Quickly Insured
Close from 5 working days before the event. In case of emergency, call us immediately.
Permit-Proof
We supply the third party liability policy that the municipality or location rental company requires for your permit.
Volunteers Covered
Volunteers, employees and participants can all be insured.
Weather Coverage Possible
Optional coverage for cancellation due to extreme weather. At least 14 days before the start.
100% Independent
We compare 30+ insurers to find the best price-quality for your event.
50+ Years of Expertise
More than 50 years of experience in business insurance. We know the risks of events.
Frequently Asked Questions
Want to insure your event worry-free?
Request a quote without obligation. We are happy to advise you on the right coverage for your event.
