Business Legal Expenses Insurance To compare
Legal assistance with business conflicts. From unpaid invoices to labor disputes: a lawyer can easily cost €200+ per hour. With legal expenses insurance you are assured of professional legal assistance.
⚖️ Premium indication 2025
What is a Business Legal Expenses Insurance?
A Business Legal Expenses Insurance offers legal assistance in conflicts in the business sphere. Consider disputes with suppliers, customers, employees or the government.
The insurer sets specialized lawyers to resolve your conflict. First through mediation, and if necessary by going to court. The costs will be reimbursed.
With your private legal aid you are not insured for business disputes. As an entrepreneur you need separate business legal expenses insurance.
The premium is approximately €300-€600 per year. A lawyer costs at least €200 per hour. A small conflict can cost thousands of euros. The insurance pays for itself quickly.
What does Business Legal Assistance cover?
Choose the modules that suit your company and risks.
Operations & Contracts
Legal assistance in conflicts about contracts, agreements, permits and your business premises (rent, purchase, renovation).
- Supplier does not keep agreements
- Dispute about lease contract for business premises
- Permit refused by municipality
- Conflict with contractor about renovation
Collection
The insurer takes over the collection process for unpaid invoices. From reminder to lawsuit if necessary.
- Customer does not pay invoice
- Client refuses to pay
- Debtor does not respond to reminders
- Bankruptcy of customer
Employment law (Personnel)
Legal assistance in conflicts with employees regarding employment contracts, dismissal, illness or employment conditions.
- Conflict over employee dismissal
- Dispute over employment contract
- Sick employee refuses to cooperate
- Discussion about vacation days/salary
Purchasing
Legal assistance in conflicts about goods or services that you purchase for your own business process.
- Delivered products do not comply
- Supplier does not deliver on time
- Wrong specifications supplied
- Damage due to defective delivery
Sale
Legal assistance in conflicts with buyers regarding the delivery of your goods or services.
- Customer refuses to accept delivery
- Dispute about warranty conditions
- Customer wrongly claims damage
- Discussion about delivery terms
Traffic & Vehicles
Legal assistance in recovering from traffic damage and conflicts with garages regarding repairs or purchase.
- Traffic damage stories by perpetrator
- Conflict with garage over repair
- Damage to commercial vehicle
- Employee has an accident during working hours
For Which Entrepreneurs?
From self-employed persons to large SMEs: legal conflicts can affect everyone.
Self-employed / Freelancer
Sole proprietorship, freelance
BV / NV
Private company
VOF / Partnership
Partnership
SME Company
Small and medium sized
Founding
Non-profit organization
Association
Sports, culture, etc.
Free Professions
Doctor, lawyer, notary
Retail / Hospitality
Shops, restaurants
Practical examples
Situations in which business legal assistance offers a solution.
💰 Unpaid Invoice
A major customer refuses to pay an invoice for €15,000. The legal expenses insurer takes over the collection process and, if necessary, engages a lawyer.
Covered: lawyer costs €3,500👥 Labor dispute Dismissal
An employee challenges his dismissal and claims a higher severance payment. The insurer's lawyer will negotiate and assist you in the procedure.
Covered: legal costs €8,000📦Bad Delivery Supplier
A supplier supplies products that do not meet the agreements. You suffer damage due to standstill. The insurer will help you recover the damage.
Covered: procedure €4,500🏢 Rental dispute for business premises
The landlord of your business premises refuses to carry out necessary repairs despite repeated requests. Legal action is necessary.
Covered: lawyer €2,800📋 Permit Denied
The municipality refuses your building permit or operating permit. You object with the help of the legal expenses insurer.
Covered: administrative law €3,200🚗 Traffic Damage Stories
Your company bus is hit by an uninsured driver. The insurer will help you recover the damage from the perpetrator.
Covered: recovery procedure €1,800What is and is not covered?
Know where you stand before you take out insurance.
✓ Well covered
- ✓ Conflicts with suppliers and customers
- ✓ Labor disputes with employees
- ✓ Collection of unpaid invoices
- ✓ Disputes about business premises (rent/purchase)
- ✓ Permits and government decisions
- ✓ Stories of traffic damage
- ✓ Criminal and disciplinary legal assistance
- ✓ Disputes about trade name/domain name
- ✓ Legal advice by telephone
- ✓ Litigation costs and court fees
✗ Not Covered
- ✗ Conflicts arise before the effective date
- ✗ Disputes between partners/shareholders
- ✗ Tax matters and tax disputes
- ✗ Bankruptcies and suspension of payments
- ✗ Mergers, acquisitions, lending
- ✗ Patents, patents, copyright
- ✗ Disputes about subsidies
- ✗ Traffic fines and violations
- ✗ Parties abroad (often)
- ✗ Cases with interest under €250-€500
How much does Business Legal Assistance cost?
Indicative premiums 2025. Premium depends on industry, turnover and number of employees.
Self-employed / Freelancer
Without staff, complete coverage
Small SME
1-10 employees, all modules
Medium sized SME
10-50 employees, customization
Why Choose Us?
specialized lawyers
Access to experienced lawyers and advocates who know your industry. No general advisors.
Telephone Advice
Direct legal advice over the telephone. This is often sufficient to prevent or resolve a conflict.
Collection Included
Unpaid invoices? The insurer takes over the collection process. You don't have to chase your money yourself.
Contract test
Have your contracts and general terms and conditions legally checked before signing them.
No deductible
Most insurers do not have a deductible. You only pay the monthly premium.
Broad Coverage
Up to €50,000 per case. Litigation costs, court fees and expert costs are reimbursed.
Free choice of lawyer
In the event of a lawsuit, you can choose your own lawyer. The insurer will reimburse the costs.
50+ Years of Expertise
More than 50 years of experience in business insurance. Knowledge of entrepreneurial risks.
Frequently Asked Questions
Legally Prepared Entrepreneurship?
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