Why Insure Legal Assistance?
Conflicts can arise unexpectedly. An argument with your employer, problems with the contractor, a conflict with the neighbors or a dispute with an online store. Legal help is often necessary, but the costs add up quickly – one hour of lawyer costs €150-€300.
A Legal expenses insurance gives you access to professional lawyers and attorneys for a fixed premium. On average you pay €8 to €20 per month – less than one hour of attorney's fees per year.
At Finass Verzekert we compare legal expenses insurance from 30+ insurers. You put together your own package with the modules that suit your situation. Compare on premium, coverage and customer satisfaction.
Choose your modules
Create your own package with the modules that suit your risks:
Consumer & Living
Conflicts about purchases, rent, neighbors and homeowners' association
- Webshop does not deliver
- Conflict with landlord
- Neighborhood dispute (property boundary, nuisance)
- Problems with contractor
Traffic
Traffic conflicts and damage claims
- Claims after an accident
- Conflict with garage
- Personal injury claims
- Driver's license confiscated
Work & Income
Labor disputes, dismissal and benefits
- Wrongful dismissal
- Dispute over severance pay
- Problems with UWV
- Pension disputes
Tax & Assets
Conflicts with the tax authorities and investments
- Appeal against tax assessment
- Wrong investment advice
- Conflict over allowances
- Second home disputes
Family & Medical
Family law, inheritances and medical malpractice
- Mediation in divorce
- Inheritance conflicts
- Medical errors
- Adoption/recognition
Medical & Injury
Personal injury and medical liability
- Personal injury claims
- Medical error
- Wrong diagnosis
- Permanent injury
Examples of Conflicts
What situations does legal expenses insurance help with?
💰 Premium indication for Legal Assistance 2025
The premium depends on the modules chosen and family situation:
| Coverage | Single | Family |
|---|---|---|
| Consumer & Living (basic) | €5 - €10 | €7 - €13 |
| + Traffic | €8 - €14 | €10 - €18 |
| + Work & Income | €12 - €18 | €15 - €24 |
| + Tax & Assets | €15 - €22 | €18 - €28 |
| Complete package (all modules) | €20 - €30 | €25 - €40 |
📊 Did you know?
⚠️ Please note: Waiting Time & Existing Conflicts
One applies to most modules waiting period of 3 months. This means that you can only appeal to legal assistance after 3 months. The Traffic module often has no waiting time. Existing conflicts are never covered – you cannot take out insurance for a conflict that is already taking place.
Best Insurers 2025 (MoneyView)
MoneyView examined 37 legal expenses insurance policies (September 2025):
👨👩👧 Who is co-insured?
Legal expenses insurance not only covers you:
- → Partner: Living together or married
- → Children living at home: Up to 27 years
- → Students living away from home: Often co-insured
- → Resident parents: With some insurers
- → Au pair / guests: Depending on insurer
- → Children after divorce: Who partly live with you
💡 Tips for Choosing
- ✓ Choose modules that suit your situation – do you rent? Choose Living. Employee? Choose Work.
- ✓ Pay attention to waiting times – close well in advance, not if conflict threatens
- ✓ Check the franchise – minimum damage amount for claim
- ✓ Combine with home insurance – package discount possible
- ✓ Pay attention to customer satisfaction – not just price, also service
- ✓ Check double coverage – sometimes legal assistance is already included in another policy
