The Pioneer of Electric Driving
Tesla is the American car brand that made electric driving popular worldwide. Founded in 2003 by Martin Eberhard and Marc Tarpenning in Silicon Valley, the brand grew under the leadership of Elon Musk, who joined as lead investor in 2004 and became CEO in 2008.
The name Tesla is a tribute to the legendary inventor Nikola Tesla (1856-1943), pioneer of the alternating current system that also underlies modern electric motors. Tesla's mission: accelerate the transition to sustainable energy.
The current range consists of four models: the popular one Model 3 sedan, the Model Y SUV (best-selling EV in the world), the luxury Model S and the iconic Model X with gull-wing doors. Prices start from €37,000. Tesla insurance costs on average €80-€150 per month for Allrisk.
Insuring Tesla Models
The full Tesla line-up:
Model 3
283-460 hp | Up to 678 km range
From €37,000 | Sedan
- ✓ Highland facelift 2024
- ✓ 0-100 km/h in 3.1 sec (Performance)
- ✓ Autopilot standard
- ✓ Most sold EV in Europe
Model Y
299-534 hp | Up to 600 km range
From €45,000 | Crossover SUV
- ✓ Juniper facelift 2025
- ✓ Family-friendly space
- ✓ Made in Germany (Giga Berlin)
- ✓ Best-selling car worldwide 2023
Model S
670-1,020 hp | Up to 723 km range
From €95,000 | Luxury Sedan
- ✓ Plaid: 0-100 in 2.1 sec
- ✓ Yoke steering wheel option
- ✓ Tri-engine AWD
- ✓ Flagship sedan
Model X
670-1,020 hp | Up to 576 km range
From €100,000 | Premium SUV
- ✓ Falcon Wing doors
- ✓ Up to 7 seats
- ✓ Plaid version available
- ✓ HEPA bioweapon filter
🚗 Future & Special Models
- → Cybertruck: Futuristic pickup, only US/Canada for now
- → Roadster 2: Super sports car, 0-100 in 1.9 sec (expected)
- → Cybercab: Robotaxi without steering wheel, unveiled October 2024
- → Semi: Electric truck for transportation
📜 The Founding of Tesla
Tesla engines was founded on July 1, 2003 Through Martin Eberhard and Marc Tarpandning in San Carlos, California. Their goal: to prove that electric cars can be better than gasoline cars.
Elon Musk joined as lead investor in February 2004 with $7.5 million and became chairman. After conflicts with Eberhard, Musk was October 2008 CEO. In 2009, a settlement recognized all five founders: Eberhard, Tarpenning, Ian Wright, Musk and JB Straubel.
The first Tesla, the Roadster (2008), was based on a Lotus Elise and proved that electric cars could be fast and attractive. The breakthrough came with the Model S in 2012.
🏭 Gigafactory Network
Tesla produces in several worldwide Gigafactories. For the European market Gigafactory Berlin-Brandandburg in Grünheide, Germany essential. This factory opened in March 2022 and produces the Model Y for 30+ European markets.
The factory reached the milestone of 500,000 produced Model Ys and employs approximately 11,000 people. Tesla's total production capacity is more than 2.3 million vehicles per year.
⚡ Tesla Supercharger Network
Tesla has the largest fast charging network in the world: it Supercharger network. With V3 Superchargers (up to 250 kW) you can charge up to a range of 275 km in 15 minutes. There are hundreds of Supercharger locations in the Netherlands.
Since 2024, Tesla has also opened the Supercharger network to other EV brands in Europe, but Tesla drivers retain priority and lower rates.
💰 Premium indication Tesla 2025
Average monthly premium per model:
| Model | WA | WA+ | All risk |
|---|---|---|---|
| Model 3 Standard | €40-€55 | €55-€80 | €80-€120 |
| Model 3 Long Range | €45-€60 | €60-€90 | €90-€130 |
| Model 3 Performance | €50-€70 | €70-€100 | €100-€150 |
| Model Y | €50-€70 | €70-€100 | €100-€150 |
| Model S | €70-€100 | €100-€140 | €140-€200 |
| Model X | €80-€110 | €110-€160 | €160-€220 |
📊 Tesla Facts & Figures
⚠️ Please note: Tesla Insurance Details
Have Teslas higher repair costs than average cars due to specialized parts and technology. Average damage costs are around €3,400 per case. Not all insurers accept Teslas – some have maximum list values. Always compare multiple providers and ask for specific EV coverage.
Why Tesla Specific Insurance?
🔋 EV-Specific Coverage
- → Battery Coverage: Protection against battery damage and degradation
- → Charging station insured: Home charging point is often insured
- → Charging cable coverage: Mobile Connector also insured
- → Empty battery help: Roadside assistance in case of empty battery
- → Autopilot damage: Coverage when using driving assistance
- → OTA updates: Software updates no problem
🛡️ What Coverage for Your Tesla?
- → New Tesla (0-3 years): All risk with new value scheme
- → Model 3 / Model Y: All risk recommended, WA+ for older model
- → Model S / Model X: Allrisk, consider valuation at Plaid
- → FSD/Enhanced autopilot: Document software purchases
- → Used Tesla: Purchase value scheme available
- → Lease Tesla: Often insured through a leasing company
Insurers For Tesla 2025
💡 Tips for Tesla Owners
- ✓ InsureMyTesla: Insurance specially developed by Tesla/Helvetia
- ✓ Always compare: Regular insurers can be cheaper
- ✓ Charging station separately: Check whether the home charging point is covered by home insurance
- ✓ Document software: Save proof of purchase for FSD/Autopilot upgrades
- ✓ Sandtry Mode: Security feature can reduce premium
- ✓ Tesla Service Candters: In NL: Amsterdam, Tilburg, Rotterdam, Utrecht
📍 Tesla Timeline
- → 2003: Founded by Eberhard & Tarpenning
- → 2004: Elon Musk becomes lead investor
- → 2008: Tesla Roadster & Musk becomes CEO
- → 2010: IPO NASDAQ ($17/share)
- → 2012: Model S revolutionizes EV market
- → 2015: Model X with Falcon Wing doors
- → 2017: Model 3 for mass production
- → 2020: Model Y & value $1 trillion
- → 2022: Gigafactory Berlin opens
- → 2023: Model Y best-selling car worldwide
