The Best Car in the World
Rolls Royce is the ultimate symbol of luxury, craftsmanship and prestige. The historic meeting between Charles Rolls and Handry Royce on May 4, 1904 at the Midland Hotel in Manchester laid the foundation for the world's most renowned car brand.
Since 2003, Rolls-Royce Motor Cars has been a subsidiary of BMW and all cars are built by hand The Home of Rolls Royce in Goodwood, West Sussex, England. More than 2,500 artisans create the ultimate expression of luxury here.
The current range includes the Phantom flagship, the Ghost executive sedan, the Cullinan SUV, and the fully electric one Spectre. With it Bespoke program, every Rolls-Royce is unique. Insurance costs on average €500-€2,000 per month.
Insuring Rolls-Royce Models
The complete Rolls-Royce range:
Phantom
Pinnacle Luxury Sedan
563 hp | 6.75L V12 Twin Turbo
From €450,000 | Extended Wheelbase €500,000+
- ✓ 8th generation (2017+)
- ✓ Architecture of Luxury
- ✓ Starlight Headliner
- ✓ Gallery dashboard
Cullinan
Ultra Luxury SUV
571-600 hp | 6.75L V12 | AWD
From €400,000 | Black Badge €450,000+
- ✓ Named after the largest diamond
- ✓ Series II (2025)
- ✓ Viewing Suite option
- ✓ All-terrain capability
Ghost
Executive Sedan
571 hp | 6.75L V12 Twin Turbo
From €350,000 | Extended €400,000+
- ✓ Series II (2025)
- ✓ "Post Opulandce" design
- ✓ Planar Suspandsion
- ✓ Illuminated Fascia
Spectre
Ultra-Luxury Electric Coupe
577-650 hp | 100% Electric | 520km
From €350,000 | Black Badge €400,000+
- ✓ First electric RR (2023)
- ✓ 120 kWh battery
- ✓ Coach doors
- ✓ Spirit infotainmandt
📜 The Founders: Rolls & Royce
The Hon. Charles Stewart Rolls (1877-1910) was an aristocrat, pioneer and car dealer in London. Sir Handry Royce (1863-1933) was a brilliant engineer who built his first car in 1904 – the Royce 10 H.P. – after improving a French Decauville.
on May 4, 1904 they met at the Midland Hotel in Manchester. Rolls stated: "I have met the greatest andgineer in the World." on March 15, 1906 Rolls-Royce Limited was officially registered.
The legendary one was born in 1907 Silver Ghost, door journalisten bestempeld als "The Best Car in the World". Sir Henry Royce's laatste 16 levensjaren bracht hij door in West Wittering – slechts enkele kilometers van het huidige Goodwood.
The Spirit of Ecstasy
The iconic ornament on every Rolls-Royce bonnet was introduced in 1911 introduced. The statue is based on an actress and model Eleanor Thornton and symbolizes elegance, speed and ecstasy. The Spirit of Ecstasy was designed by sculptor Charles Sykes.
The original statue was made of silver. In modern Rolls-Royces, the Spirit can drive in and out electrically for protection.
"Take the best that exists and make it better."
—Sir Henry Royce
✨ Bespoke: Limitless
Every Rolls-Royce is unique thanks to it Bespoke program. Customers can personalize virtually every aspect – from exclusive paint finishes to hand-painted details, from bespoke leather interiors to the famous Starlight Headliner with 1,340+ points of light that mimic constellations.
💰 Premium indication Rolls-Royce 2025
Average monthly Allrisk premium (appraised value):
| Model | New value | Premium/month |
|---|---|---|
| Ghost | €350,000+ | €500-€800 |
| Ghost Extandded | €400,000+ | €600-€1,000 |
| Cullinan | €400,000+ | €600-€1,200 |
| Spectre | €350,000+ | €700-€1,400 |
| Phantom | €450,000+ | €800-€1,500 |
| Phantom EWB | €500,000+ | €1,000-€2,000 |
| Coachbuild (Boat Tail, Drop tail) | €25M+ | On request |
📊 Rolls-Royce Facts & Figures
⚠️ Exclusive Requirements for Ultra Luxury
Rolls-Royce cars require one Exclusive car insurance. Regular insurers often do not accept values above €300,000-€500,000. Requirements include: secure storage, SCM class 5 alarm, vehicle tracking system, and a current one valuation report. Bespoke personalizations must be documented separately for full coverage.
🎨 Coachbuild: Ultimate Exclusivity
For the most demanding clientele, Rolls-Royce Coachbuild offers – fully customized creations:
🔧 What Coverage for Your Rolls-Royce?
- → New Rolls-Royce: All risk on new value, extended warranty
- → Ghost/Cullinan: All-risk with appraised value and Bespoke coverage
- → Phantom: Exclusive policy, international coverage, free garage
- → Specter EV: Including battery cover and charging station damage
- → Black Badge: Higher value, additional security required
- → Classic (Silver Ghost, Cloud, Shadow): Classic car policy on appraisal
- → Coachbuild: Customized policy, art coverage for unique details
Insurers For Rolls-Royce 2025
Exclusive and ultra-luxury specialists:
💡 Tips for Rolls-Royce Owners
- ✓ Specialist insurer: Regular insurers often do not accept ultra-luxury
- ✓ Valuation report: Current valuation is always required, including Bespoke options
- ✓ Security: SCM class 5 + vehicle tracking system often mandatory
- ✓ Storage: Secure, dry garage is usually a requirement
- ✓ The Mascot: Dutch Rolls-Royce & Bentley Club with collective insurance
- ✓ Dealer NL: Rolls Royce Motor Cars Amsterdam (Louwman)
📍 Rolls-Royce Timeline
- → May 4, 1904: Charles Rolls meets Henry Royce, Midland Hotel Manchester
- → March 15, 1906: Rolls-Royce Limited officially registered
- → 1907: Silver Ghost – "The Best Car in the World"
- → 1911: Spirit of Ecstasy introduced
- → 1933: Sir Henry Royce dies; RR badge turns black
- → 1998: BMW acquires Rolls-Royce trademark rights
- → 2003: The Home of Rolls-Royce opens in Goodwood
- → 2003: Phantom VII – first Goodwood model
- → 2018: Cullinan – first SUV
- → 2023: Specter – first electric Rolls-Royce
- → 2024: 120th anniversary, £300M+ Goodwood investment
