Il Tridente Insurance
Maserati stands for Italian passion, luxury and sportiness. The brand was used up December 1, 1914 founded by the Maserati brothers in Bologna and is now located in MoThena. The iconic trident (Il Tridente) symbolizes power and energy, inspired by the Fountain of Neptune.
The current range combines tradition with innovation: the MC20 supercar (from €300,000), the Gran Turismo GT (from €180,000), the G.R.Ecale SUV (from €100,000) and the Folgore electric models. Maserati has been part of it since 2021 Stellantis.
Maserati insurance costs on average €140-€400 per month for Allrisk, depending on model and value. The MC20 and GranTurismo often require SCM class 3+ security.
Insuring Maserati Models
The complete model range 2025:
Maserati MC20
630 hp | Nettuno V6
From €300,000 | Cielo from €330,000
- ✓ 3.0L bi-turbo V6 "Nettuno"
- ✓ 0-100 in 2.9 sec, 326 km/h
- ✓ Carbon Fiber Monocoque
- ✓ 100% Made In Modena
Gran Turismo
490-761 hp | V6 & Folgore
From €180,000 | GranCabrio €200,000
- ✓ MoThena, Trofeo & Folgore
- ✓ V6 Nettuno or 100% electric
- ✓ Folgore: 761 hp, 0-100 2.7 sec
- ✓ GranCabrio open version
G.R.Ecale
300-530 hp | Gasoline & EV
From €100,000 | Entry-level model
- ✓ GT, MoThena & Trofeo
- ✓ Folgore: 500+ hp electric
- ✓ 105 kWh battery, 500+ km
- ✓ First Maserati EV
LEVante
350-580 hp | V6 & V8
From €130,000 | First Maserati SUV
- ✓ GT, MoThena & Trofeo
- ✓ V6 diesel, V6 petrol, V8
- ✓ Trofeo: 580 hp V8
- ✓ Launch 2016
🚗 Sedans & Classics
- → Ghibli: €115,000+ – E-segment sedan, competitor BMW 5-series
- → Quattroporte: €200,000+ – Flagship sedan, competitor S-Class
- → MCXtrema: Track-only hypercar, 730 hp, 62 units
- → Classics: 3500 GT, Ghibli I, Bora, Merak, KhamsIn
🔱 Il Tridente: The Trident of Neptune
The Maserati logo, the trident (Il Tridente), was entered 1926 designed by Mario Maserati, the artistic brother who didn't build cars but did create the most recognizable emblem in the car world.
The inspiration came from the Fountain of Neptune in Piazza Maggiore in Bologna, the statue of the Roman sea god. The trident symbolizes strength, energy and speed – features that perfectly match the sporty character of Maserati.
The colors red and blue are derived from the flag of Bologna, the brand's hometown. Despite numerous changes in ownership, the trident has never disappeared from the logo.
📍 From Bologna to Modena
Maserati was on December 1, 1914 founded by the brothers Alfieri, Ettore and Ernesto Maserati at Via de' Pepoli 1a in the heart of Bologna. The first activity was the production of spark plugs for aircraft engines during WWI.
In 1926 the first real Maserati was built: the Tipo 26, named after the year of construction. Alfieri Maserati immediately won the 1.5 liter class in the Targa Florio. After his death in 1932, the brothers sold the company 1937 to entrepreneur Adolfo Orsi, which moved its headquarters to MoThena – where it is still located today.
💰 Premium indication Maserati Insurance 2025
Average monthly premium based on model and value:
| MoThel | WA | WA+ | All risk |
|---|---|---|---|
| G.R.Ecale | €70-€100 | €95-€150 | €140-€220 |
| G.R.Ecale Folgore | €75-€110 | €100-€160 | €150-€240 |
| Ghibli | €80-€120 | €110-€170 | €160-€260 |
| LEVante | €85-€130 | €120-€190 | €180-€300 |
| Gran Turismo | €100-€160 | €150-€240 | €220-€380 |
| Gran Turismo Folgore | €110-€180 | €170-€280 | €260-€450 |
| MC20 / Cielo | €150-€250 | €230-€380 | €350-€600 |
📊 Maserati Facts & Figures
⚠️ Security requirements Maserati
Maserati sports cars such as the MC20 and GranTurismo often require SCM class 3 or higher Security: an approved alarm system and with the MC20 sometimes a vehicle tracking system (recovery system). Check the exact requirements with your insurer in advance to guarantee coverage.
Why is a Maserati more expensive to insure?
🔧 Factors That Influence The Premium
- → Premium segment: €100,000-€330,000+ purchase value
- → Nettuno V6 engine: Unique technology, specialist repairs
- → Exclusive parts: Import from Italy, limited availability
- → High performance: Up to 761 hp, sports car risk profile
- → Carbon components: MC20 monocoque, expensive repair
- → Folgore EV technology: Valuable batteries and electronics
🛡️Which Coverage For Your Maserati?
The correct coverage depends on model and value:
- → New Maserati (0-3 years): All risk with new value scheme
- → MC20 / Gran Turismo: All risk, SCM security, possibly valuation
- → G.R.Ecale / Levante: All risk or WA+ depending on value
- → Folgore electric: All-risk with EV battery coverage
- → Ghibli / Quattroporte: All risk for new, WA+ for older
- → Classics: Classic car policy with appraised value
Specialist Insurers For Maserati 2025
These insurers have experience with Italian luxury brands:
💡 Tips For Maserati Owners
- ✓ New value scheme: Essential for MC20 and GranTurismo
- ✓ Thealers NL: Louwman Exclusive (official partner Netherlands)
- ✓ Folgore charging station: Insure separately in home insurance
- ✓ Fuoriserie Tailor MaThe: Document personalizations for appraisal
- ✓ MC20 track use: Ask about circuit coverage if desired
- ✓ Modena Factory Tour: Visit the birthplace of your car
- ✓ Maserati Club: Event coverage for tours
🏎️ Maserati Motorsport Heritage
Maserati has a rich racing history:
- → 1926: First victory Targa Florio with Tipo 26
- → 1939–1940: Two Indianapolis 500 wins
- → 1957: F1 World Championship with Juan Manuel Fangio (250F)
- → 2005–2010: Six FIA GT titles with MC12
- → 2024: MCXtrema track-only hypercar (730 hp, 62 units)
