Insuring the British 4x4 Legend
Land Rover is the world's most iconic 4x4 brand. Born in 1948 from a sketch in the sand on a beach in Wales, it grew to become synonymous with adventure and off-road skills. The slogan "Above & Beyond" summarizes the philosophy perfectly.
The current range includes the legendary DEFender (from €85,000), the family SUV DIScovery (from €65,000), and the luxurious Range Roverline: Evoque (€64,000), Velar, Sport and the flagship Range Rover (€150,000+). Land Rover has been part of Jaguar since 2008 Tata engines (JLR).
Land Rover insurance costs on average €90-€200 per month for Allrisk, depending on model and claim-free years. Luxury SUVs are 15-30% more expensive insured than regular cars due to higher repair costs and theft risk.
Insuring Land Rover Models
The complete model range 2025:
Land Rover DEFender
200-525 hp | 90/110/130
From €85,000 | D200-P525 & P400e
- ✓ 90 (3-door), 110 & 130 (5-door)
- ✓ P400e plug-in hybrid (51 km EV)
- ✓ OCTA: most powerful Defender ever
- ✓ Up to 8 seats (130)
Range Rover
250-615 hp | Luxury SUV
From €150,000+ | SWB & LWB
- ✓ D350, P530, P440e PHEV
- ✓ SV & Autobiography versions
- ✓ 100+ km electric (PHEV)
- ✓ Ultimate luxury 4x4
Range Rover Sport
250-635 hp | Dynamic
From €105,000+ | SV Edition Two
- ✓ D350, P530, P460e PHEV
- ✓ Dynamic & autobiography
- ✓ SV Edition Two: 635 hp V8
- ✓ Sportiest Range Rover
Land Rover DIScovery
249-360 hp | 7-seater
From €75,000+ | D250-P360
- ✓ 7 full seats
- ✓ Diesel & petrol
- ✓ Field programs
- ✓ Ideal family SUV
📋 Range Rover Evoque & Velar
- → Range Rover Evoque: From €64,000, compact premium SUV, P200-P300e PHEV
- → Range Rover Velar: From €70,000, elegant mid-range, D200-P400e
- → Discovery Sports: From €55,000, compact 7-seater family SUV
- → Classics: Series I/II/III, DEFender (1990-2016), Range Rover Classic
🏖️ Born From A Sketch In The Sand
Outlined in 1947 Maurice Wilks, chief designer of Rover, the first Land Rover in the sand of Red Wharf Bay on the island of Anglesey in Wales. Inspired by his worn-out American Jeep, he wanted to build a better British version.
On April 30, 1948 debuted the Series I op de Amsterdam engine Show. Door het staaltekort in naoorlogs Groot-Brittannië werd aluminium gebruikt voor de carrosserie – en "cockpit green" militaire verf voor de kleur.
🏛️ From Series I To JLR
Land Rover started as a temporary solution for the Rover Company to generate revenue after WWII. It became their main product. The Range Rover (1970) introduced luxury to the 4x4 world, the DIScovery (1989) the family SUV.
After ownership British Leyland, BMW (1994-2000) and Ford (2000-2008), Land Rover was purchased together with Jaguar in 2008 Tata engines from India. The combination is now called JLR (Jaguar Land Rover).
In 1951 Land Rover received one Royal WaRRant of King George VI – a tradition that continues today with the British Royal Family as loyal users.
💰 Premium indication Land Rover Insurance 2025
Average monthly premium based on model and claim-free years:
| Model | WA | WA+ | All risk |
|---|---|---|---|
| Discovery Sports | €45-€65 | €60-€90 | €90-€140 |
| Range Rover Evoque | €45-€70 | €65-€100 | €95-€150 |
| Range Rover Velar | €50-€80 | €75-€120 | €110-€180 |
| DIScovery | €55-€85 | €80-€130 | €120-€190 |
| DEFender 90/110 | €60-€95 | €90-€150 | €130-€220 |
| Range Rover Sport | €70-€110 | €100-€170 | €150-€280 |
| Range Rover | €85-€140 | €130-€220 | €180-€380 |
📊 Land Rover Facts & Figures
⚠️ Range Rover theft risk
Range Rovers are among the most stolen cars in the Netherlands and Europe. Insurers often state additional security requirements: SCM class 3 or higher, vehicle tracking system (tracker) and covered, locked storage. Check in advance what requirements your insurer imposes to guarantee coverage.
Why is a Land Rover more expensive to insure?
🔧 Factors That Influence The Premium
- → Premium segment: High purchase values €55,000 - €200,000+
- → Complex technology: Terrain Response, air suspension, PHEV
- → Specialist repairs: Land Rover dealers required
- → High theft risk: Range Rover in particular very popular
- → Off road use: Possibly higher damage profile
- → Aluminum bodywork: More expensive damage repairs
🛡️ What Coverage For Your Land Rover?
The correct coverage depends on model and value:
- → New Land Rover (0-5 years): All-risk with new/purchase value scheme
- → P400e Plug-in Hybrid: All risk with battery cover recommended
- → Range Rover: All-risk mandatory, extra security requirements
- → Defender terrain use: Check off-road clauses
- → Older Land Rover (12+ years): Affordable 4x4 rate available
- → Classic Series/Defender: Classic car policy with valuation
Specialist Insurers For Land Rover 2025
These insurers have extensive experience with Land Rover:
💡 Tips for Land Rover Owners
- ✓ Land Rover Insurance – own brand insurance, 5-year purchase value guarantee
- ✓ Older than 12 years – affordable 4x4 rate from specialists
- ✓ InControl app – built-in tracking, check insurance acceptance
- ✓ Off-road driving – not covered as standard, request additional option
- ✓ P400e charging station – insure in home insurance
- ✓ Dealers NL: Jaguar Land Rover network nationwide
- ✓ Experience Centre – off-road training with purchase
