INSURING THE RAGING BULL
LAMBORGHINI is synonymous with ultimate speed, Italian craftsmanship and uncompromising performance. The brand was founded by Ferruccio LAMBORGHINI (1916-1993) on May 7, 1963 in Sant'Agata Bolognese – according to legend because Enzo Ferrari had insulted him.
The current range is fully electrified: the flagship REVuelto (1015 hp V12 hybrid, from €500,000), the new one TEMerario (V8 hybrid, successor Huracán), the Urus SE (Super SUV, from €250,000) and the last Huracanmodels. In 2024, Lamborghini delivered a record of 10,687 cars.
Lamborghini insurance costs on average €250-€1,000 per month for Allrisk, depending on model and value. Due to the extreme purchase values, expensive parts and high performance, specialist customization is required.
INSURE LAMBORGHINI MODELS
The complete electrified model range 2025:
Lamborghini REVUELTO
1015 hp | V12 HPEV Hybrid
From €500,000+ | Aventador successor
- ✓ 6.5L V12 + 3 electric motors
- ✓ 0-100: 2.5 seconds
- ✓ Top: 350+ km/h
- ✓ Carbon monofuselage
Lamborghini TEMERARIO
920 hp | V8 Twin Turbo Hybrid
From €280,000+ | Huracan successor
- ✓ 4.0L V8 bi-turbo + 3 e-motors
- ✓ 0-100: 2.7 seconds
- ✓ Top: 340+ km/h
- ✓ New generation supercar
Lamborghini URUS SE
800 hp | V8 TT Plug-in Hybrid
From €250,000+ | 58% sales
- ✓ 4.0L V8 twin-turbo + e-engine
- ✓ 0-100: 3.4 seconds
- ✓ 60 km electric driving range
- ✓ 6 driving modes + 4 EV modes
LAMBORGHINI HURACAN
640 hp | 5.2L V10
From €250,000+ | Descending model
- ✓ Tecnica RWD & STO
- ✓ 0-100: 3.2 seconds
- ✓ Top: 325 km/h
- ✓ Naturally breathable V10
📋 CLASSICS & YOUNGTIMERS
- → Aventador (2011-2022): V12, 700-770 hp, iconic gull-wing doors
- → Gallardo (2003-2013): V10 bestseller, 500-570 hp
- → Murcielago (2001-2010): V12, 580-670 hp
- → Diablo (1990-2001): Classic V12, 485-595 hp
- → Countach (1974-1990): Iconic design, V12
- → Miura (1966-1973): The world's first supercar
⚔️ FERRUCCIO VS. ENZO: THE LEGENDARY RIVALRY
The legend tells that Ferruccio LAMBORGHINI, successful tractor manufacturer, owned several Ferraris but was dissatisfied with the clutch. When he confronted Enzo Ferrari, he reportedly said: "WAt weet een tractorboer nu van sportWAgens?"
Offended, Ferruccio decided to start his own sports car brand. In 1963 he opened a factory in Sant'Agata Bolognese – just 20 km from Ferrari's Maranello. He recruited engineers from Ferrari and Maserati, including Giotto Bizzarrini, designer of the Ferrari 250 GTO.
🐂 IL TORO: THE BULL AS A SYMBOL
The bull is the logo of Lamborghini because Ferruccio was born under the zodiac sign Taurus (Taurus). He was also fascinated by bullfighting – which is why almost all models are named after famous ones fighting bulls or bull breeds:
Miura (breeder), Diablo (devil), Murcielago (bat, bull that survived 24 sword stabs), Reventon, Aventador, Huracan (hurricane), REVuelto (scrambled eggs, fight).
🏛️ FROM TRACTORS TO HYPERCARS
Ferruccio LAMBORGHINI (1916-1993) started converting military vehicles into tractors after WWII. In 1948 he founded LAMBORGHINI Trattori which grew into one of Italy's largest tractor manufacturers.
On May 7, 1963 Automobili Lamborghini was founded in Sant'Agata Bolognese. The first car, the 350 GT, debuted at the Turin Motor Show. In 1966 the Miura the automotive industry as the world's first mid-engine supercar.
After financial problems, Ferruccio sold the brand in 1974. After several owners (Chrysler 1987-1994), Lamborghini was 1998 acquired by Audi/Volkswagen Group.
💰 PREMIUM INDICATION LAMBORGHINI INSURANCE 2025
Average monthly premium based on model and value:
| MoThel | WA | WA+ | All risk |
|---|---|---|---|
| Urus SE | €150-€250 | €200-€350 | €250-€500 |
| Huracan Tecnica | €180-€300 | €280-€450 | €350-€650 |
| Huracan STO | €200-€350 | €320-€500 | €400-€750 |
| TEMerario | €220-€380 | €350-€550 | €450-€850 |
| REVuelto | €300-€500 | €450-€700 | €600-€1,200 |
| Classic (Countach, Miura) | Valuation required | ||
📊 LAMBORGHINI FACTS & FIGURES
⚠️ SECURITY REQUIREMENTS LAMBORGHINI
Require Lamborghinis SCM class 4 or 5 security: alarm, vehicle tracking system (GPS tracker) and covered, locked storage. Some insurers also require one immobilizer. New Lamborghinis often have built-in tracking via the LAMBORGHINI Connect app – check whether this meets the insurance requirements.
WHY IS A LAMBORGHINI EXTREMELY EXPENSIVE TO INSURE?
🔧 FACTORS THAT AFFECT THE PREMIUM
- → Extreme purchase value: €250,000 to €500,000+
- → Valuable parts: Carbon fiber, titanium, handmade
- → Specialist repairs: Lamborghini dealers only
- → Extreme performance: 600-1015 hp, 300+ km/h
- → High theft risk: Very popular with car thieves
- → Limited availability: Parts from Italy
🛡️WHAT COVERAGE FOR YOUR LAMBORGHINI?
For a Lamborghini it is All risk always recommended:
- → New Lamborghini: All-risk with new value scheme (3-5 years)
- → Occasion: All risk on appraised value (agreed value)
- → REVuelto/Temerario: Please note battery coverage for hybrid system
- → Club events: Provide coverage for track days and tours
- → Classics (Miura, Countach): Special classic car policy, current valuation
- → International coverage: For trips to Monaco, Italy, etc.
SPECIALIST INSURERS FOR LAMBORGHINI 2025
These insurers have extensive experience with supercars:
💡 TIPS FOR LAMBORGHINI OWNERS
- ✓ Annual appraisal – value can increase, especially with limited editions
- ✓ LAMBORGHINI Connect – built-in tracking, check insurance requirements
- ✓ Official dealer NL: LAMBORGHINI Amsterdam (Pon), Rotterdam
- ✓ Club events coverage – tours, shows, track days
- ✓ Collection policy – cheaper with several supercars
- ✓ Ad Personam – unique configurations, document for insurance
- ✓ Museum Sant'Agata – factory tour possible, see your car being made
