Il Cavallino Rampante Insurance
Ferrari is the most iconic sports car brand in the world. Founded by andzo Ferrari (1898-1988) in 1929 as a racing team, the brand produced the first road car in 1947: the 125 S. Since then, every Ferrari has been a combination of Italian passion, racing technology and exclusivity.
From the elegant Roma (€250,000+) up to the 1,000 hp SF90 Stradale (€450,000+) and the first SUV Purosangue (€400,000+) – Ferrari offers sports cars for every need. Into the factory Maranello produces approximately 13,000 cars per year.
Ferrari insurance costs on average €250-€600 per month for Allrisk, depending on model and claim-free years. Due to their high value and sporty nature, Ferraris are 30-50% more expensive than regular cars.
Ferrari Models Insurance
The extensive model range 2025:
Ferrari 296 GTB/GTS
830 hp | V6 Hybrid
From €270,000 | Plugin Hybrid
- ✓ 3.0L V6 twin-turbo + electric motor
- ✓ 0-100: 2.9 seconds
- ✓ 25 km electric driving range
- ✓ First V6 since Dino
Ferrari Roma
620 hp | V8 Turbo
From €245,000 | Entry-level model
- ✓ 3.9L V8 twin turbo
- ✓ 0-100: 3.4 seconds
- ✓ Coupe and Spider
- ✓ Elegant daily driver
Ferrari SF90 Stradale
1,000 hp | V8 Hybrid
From €450,000 | Most powerful
- ✓ 4.0L V8 + 3 electric motors
- ✓ 0-100: 2.5 seconds
- ✓ Top: 340 km/h
- ✓ 25 km electric driving range
Ferrari Purosangue
725 hp | V12
From €400,000 | 4-seater
- ✓ 6.5L V12 naturally aspirated
- ✓ 0-100: 3.3 seconds
- ✓ Opposite opening doors
- ✓ First 4-door Ferrari
📋 Other Models & Classics
- → 812 GTS: 800 hp V12, €430,000+, open top supercar
- → F8 Tributo/Spider: 720 hp V8, €300,000+
- → Portofino M: 620 hp V8, €245,000+, GT convertible
- → Youngtimers: 360, F430, 458, California, F12
- → Classics: 308, 328, Testarossa, 550 Maranello
- → Supercars: andzo, LaFerrari, Daytona SP3
🐎 Il Cavallino Rampante – The Prancing Horse
The famous Ferrari logo has a special origin. In 1923 Enzo Ferrari met the family of Francesco Baracca, an Italian fighter pilot from WWI who had a black prancing horse painted on his plane.
Baracca's mother Paolina donated the symbol to Ferrari as a good luck charm. The yellow background is the official color of Modena, Enzo's birthplace. The horse has adorned every Ferrari since 1932.
🏁 Scuderia Ferrari: The Most Successful F1 Team Ever
Ferrari it is only team which has participated in every Formula 1 season since 1950. With more wins, world titles and podium finishes than any other team, the Scuderia is a legend.
Legendary drivers like Schumacher, Lauda, Prost and Raikkonen became world champions in red. In 2024, Lewis brought Hamilton over to Ferrari – the most high-profile transfer ever.
🏛️ Enzo Ferrari: From Driver to Legend
andzo Anselmo Ferrari (1898-1988) was born in Modena. In 1920 he started as a driver at Alfa Romeo, where he won the Scuderia Ferrari founded as a racing team. After a conflict with Alfa, he left in 1939.
In 1943 Ferrari moved to Maranello, where on March 12, 1947 the first real Ferrari – the 125 S – drove out of the gate. Enzo's philosophy: sell road cars to finance racing. In 1969 he sold 50% Fiat. Enzo died in 1988, shortly after the unveiling of the F40.
💰 Premium indication Ferrari Insurance 2025
Average monthly premium based on model and claim-free years:
| Model | WA | WA+ | All risk |
|---|---|---|---|
| Roma / Portofino | €100-€150 | €180-€280 | €250-€400 |
| 296 GTB/GTS | €120-€180 | €200-€320 | €300-€480 |
| F8 Tributo/Spider | €130-€190 | €220-€350 | €350-€520 |
| 812 GTS | €150-€220 | €280-€420 | €400-€650 |
| SF90 Stradale/Spider | €180-€280 | €350-€500 | €500-€800 |
| Purosangue | €160-€240 | €300-€450 | €450-€700 |
📊 Ferrari Facts & Figures
⚠️ Security requirements for Ferraris
Insurers impose strict security requirements: SCM class 3+ alarm, vehicle tracking system and covered storage are standard. For more expensive models (SF90, 812, Purosangue). class 4/5 are required. Investing in good security often pays off premium discount and protect your investment.
Why is a Ferrari Expensive to Insure?
🔧 Factors that influence the Premium
- → High purchase value: €245,000 - €500,000+
- → Expensive parts: Original Ferrari parts valuable
- → Extreme performance: 620-1,000 hp, sporty use
- → Specialist repairs: Ferrari dealers only
- → Theft risk: Popular with car thieves
- → Value retention: Ferraris often increase in value
🛡️ What Coverage for Your Ferrari?
The correct coverage depends on model and use:
- → New Ferrari (0-5 years): All risk with new value scheme
- → Young Ferrari (5-10 years): All risk with appraised value
- → Youngtimer (10-25 years): Special youngtimer policy
- → Classic Ferrari (25+ years): Classic car policy with valuation
- → Hybrid models: Note battery coverage (296, SF90)
- → Limited editions: Always up-to-date appraisal and agreed value
Best Insurers for Ferrari 2025
These insurers have extensive experience with Ferraris:
💡 Tips for Ferrari Owners
- ✓ Have it appraised annually – Ferraris fluctuate greatly in value, some rising
- ✓ Club events coverage – make sure tours and shows are covered
- ✓ Official dealers: Amsterdam, Rotterdam, Eindhovand (Kroymans/Louwman)
- ✓ Ferrari Approved – certified used cars with warranty
- ✓ Secure your Ferrari – good security = lower premium
- ✓ Collection policy – often cheaper for multiple sports cars
- ✓ Rosso Corsa not mandatory – every color guaranteed, even TailorMade
