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Audi RS6 Insurance 2025 | All risk | Premium Car Insurance | Finass Insures
🏎️ 600 hp • V8 Biturbo • Quattro • Performance

Audi RS6 Insurance

The Audi RS6 Avant is the ultimate super station wagon: 600 hp, 4.0 V8 biturbo, quattro all-wheel drive and a list value of €120,000+. Such a high-performance car deserves an insurance that fits. We compare and advise on WA, WA+ Limited Casco and Allrisk with special attention to security, value adjustment and accessories.

New value scheme up to 5 years
Accessories also insured
SCM alarm recognized
Original parts

💰 Premium indication RS6 2025

WA (older RS6)From €45/month
WA+ Limited Casco€75-90/month
All risk (recommended)€140-200/month
Excess hull€500-€1,000
600 hp
V8 Biturbo power
3.6s
0-100 km/h
€120k+
Catalog value
305
km/h top speed

The Ultimate Super Station Wagon

🏎️

Why Premium Insurance?

The Audi RS6 Avant combines supercar performance with practical family use. With 600 hp from the 4.0 V8 biturbo, quattro all-wheel drive and a sprint from 0-100 in 3.6 seconds, this is no ordinary station wagon.

High value = high risks: Expensive repairs, attractive to thieves, specific parts. Standard car insurance often falls short. Choose a policy that suits the RS6: new value scheme, accessory insurance and authorized Audi dealers for damage repair.

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RS6 Specifications

Engine4.0 V8 TFSI Biturbo
Assets600 hp (441 kW)
Couple800 Nm
0-100 km/h3.6 seconds
Top speed250-305 km/h
Drivequattro 4WD
Transmission8-speed tiptronic
New price€120,000+

What Coverage For Your RS6?

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WA (Third Party Liability)

Minimum required. Only covers damage to others. Fits older RS6s (C5/C6) with lower current value.

  • Damage to third parties covered
  • Personal injury to third parties
  • Lowest premium
  • No own damage
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WA+ Limited Casco

Adds theft, fire, storm and window. Realistic with well-protected RS6 with limited deductible risk.

  • Everything from WA
  • Theft & burglary
  • Fire & explosion
  • Storm & hail
  • Window damage
Recommended for RS6

Allrisk (Full Casco)

Own damage also covered. Recommended for new/high-quality RS6 or financing/lease.

  • Everything from WA+
  • Own damage covered
  • Vandalism
  • Parking damage
  • Collision wildly

All Audi RS6 Generations

RS6 C5

2002-2004
4.2 V8 Biturbo
450 hp

RS6 C6

2008-2010
5.0 V10 Biturbo
580 hp

RS6 C7

2013-2018
4.0 V8 Biturbo
560 hp

RS6 C8

2020-present
4.0 V8 TFSI MHEV
600-630 hp

Security requirements of insurers

Insurers often impose additional security requirements for the Audi RS6 due to the high risk of theft.

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SCM Class 3 Alarm

Often required with WA+ and Allrisk. Have the certificate recorded in the policy.

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Vehicle tracking system

SCM/TV01 tracking at high value or city storage. €29/month subscription.

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Closed Garage

Indoor stables reduces premium and risk. Important for RS6.

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Steering lock/Wheel clamp

Additional mechanical security can result in a premium discount.

Covered and Not Covered

Covered (All risk)

  • Damage to third parties (WA)
  • Theft and burglary
  • Fire and explosion
  • Storm, hail, lightning
  • Window damage (often without ER)
  • Own damage due to your own fault
  • Vandalism
  • Collision with wildlife
  • Parking damage
  • Accessories up to max. amount

Not Covered

  • Track days / circuit use
  • Wear and maintenance
  • Mechanical defects
  • Driving under the influence
  • Intention or gross negligence
  • Rental to third parties (without customization)
  • Illegal modifications
  • Driving without a driver's license
  • Damage due to war/terrorism
  • Undeclared accessories above max

RS6 Premium Indications 2025

Premiums based on 35 year old, 10+ claim-free years, outside Randstad, garage storage.

Basic

WA Liability

€45-60
per month
  • Only older RS6 (C5/C6)
  • Lower current value
  • Minimal coverage
  • Lowest premium
Interim solution

WA+ Limited Casco

€75-90
per month
  • Theft covered
  • Fire and storm
  • Window damage
  • Well secured RS6

Premium saving tips RS6

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Garage storage

Parking in a closed garage can save hundreds of euros per year.

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Higher deductible

€1,000 instead of €500 deductible lowers premium. Suitable for repair costs RS6.

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Mileage bundle

Do you drive little? Choose mileage insurance and save.

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Extra Security

SCM alarm + vehicle tracking system can provide premium discounts.

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Accessories Specify

Rims, carbon, audio: specify value to avoid underinsurance.

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Compare annually

Change premiums. Compare annually and switch if necessary.

👨‍👩‍👧

Family discount

Multiple cars? Bundle for discount with the same insurer.

🏆

No-Claim protector

Retain discount after 1 damage. Useful for high RS6 repair costs.

Why Insure RS6 Through Us?

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High End Specialist

Experience with premium and performance cars such as Audi RS models.

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Compare Insurers

We compare NN, Centraal Beheer, Allianz, FBTO and more for the best deal.

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Accessories & Options

Rims, carbon, ceramic brakes: we ensure that everything is correctly insured.

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Original parts

Damage repair at authorized Audi dealers with original RS parts.

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New value scheme

Up to 5 years new value in case of total loss. Important for RS6 prices.

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Replacement transport

Equivalent replacement transport during damage repair.

100% Independent

Independent advice: we do not work for one insurer.

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Personal Advice

Specialist on the line who can answer RS6-specific questions.

Frequently Asked Questions

Audi RS6 insurance costs on average €75-90/month for WA+Limited Casco and €140-200/month for Allrisk. This depends on claim-free years, place of residence, mileage, storage location and security requirements. With many claim-free years and garage storage, you pay less.
Legally, only WA is required. But given the high value (€120,000+ new) of the RS6, Allrisk is strongly recommended. Allrisk is usually mandatory for financing or leasing. Allrisk is also sensible for used cars with a high current value.
Insurers often require SCM Class 3 alarm and a SCM/TV01 vehicle tracking system for the Audi RS6. This is due to the high risk of theft. Have the certificate and cancellation date recorded in the policy. A closed garage also helps with acceptance and premium.
Standard up to €1,000-€3,000 depending on insurer. You can take out additional accessory insurance for carbon parts, large rims (22"), ceramic brakes and extensive options. Specify amounts explicitly to avoid underinsurance.
Yes, available for new RS6s with most insurers. Standard 12-24 months, extendable to 36 or even 60 months. In the event of a total loss or theft, you will be reimbursed for the full new value. There is a purchase value scheme for used cars.
No, track days and circuit use are excluded by default. If you want to insure this, customization is required. Please indicate this in advance. Most RS6 owners keep track and street separate.
With good insurers, damage is repaired at authorized Audi dealers with 100% original RS parts. No loss of value upon trade-in. Sometimes the deductible does not apply to dealer repairs. Ask specifically about this when comparing.
The older generations (C5 and C6) are cheaper to insure due to a lower current value. Please note: the C6 with V10 has higher maintenance costs. The latest C8 is the most expensive due to its high catalog value, but also the most reliable and economical.

Optimally insure your Audi RS6

Request a no-obligation quote and discover the best RS6 insurance for your situation!