Development of technology Verzekeren
A Audi stands for German precision, advanced technology and premium quality. Since 1909, the brand has been building from Ingolstadt auto's die de concurrentie voorblijven – "Development of technology". De vier ringen symboliseren de fusie van Audi, DKW, Horch en Wanderer in 1932.
From the compact A1 (from €30,000) to the legendary RS6 (from €150,000) – each model combines luxurious finishes with sporty genes. With it quattro all-wheel drive system and a wide range of electric e-tron models, Audi is at the forefront of innovation.
Audi insurance costs on average €45-€120 per month for Allrisk, depending on model and claim-free years. Due to the premium status, Audi's 10-25% more expensive than comparable Volkswagens.
Insure Audi Models
The extensive model range with specifications:
Audi A3 Sportback
110-310 hp | Gasoline, PHEV
From €38,000 | Sportback & Limousine
- ✓ TFSI e plug-in hybrid
- ✓ S3: 310 hp quattro
- ✓ Up to 143 km electrically
- ✓ Bestseller in the Netherlands
Audi Q5 SUV
204-367 hp | PHEV, quattro
From €66,000 | SUV & Sportback
- ✓ TFSI e plug-in hybrid
- ✓ SQ5: 367 hp V6
- ✓ Standard quattro
- ✓ Popular lease SUV
Audi e-tron Family
170-646 hp | 100% Electric
From €52,000 | Q4, A6, Q6, GT
- ✓ Q4 e-tron: up to 547 km
- ✓ Q6 e-tron: PPE platform
- ✓ RS e-tron GT: 646 hp
- ✓ Fast charging 175 kW
Audi RS Models
400-630 hp | quattro
From €85,000 | RS3 to RS6
- ✓ RS3: 400 hp 5-cylinder
- ✓ RS6: 630 hp V8 Bi-Turbo
- ✓ 0-100: 3.3-3.9 sec
- ✓ Audi Sport GmbH
📋 Other Popular Models
- → A1 Sportback: Entry level, from €30,000, compact premium
- → A5 Sportback/Avant: Replaces A4, from €52,000
- → A6 Limousine/Avant: Business car, from €66,000, TFSI e
- → A8: Executive class, from €105,000, air suspension
- → Q3: Compact SUV, from €53,000, e-hybrid
- → Q7/Q8: Large SUVs, from €90,000, 7-seater (Q7)
⚙️ quattro: 45 Years of Legendary Four-Wheel Drive
In 1980, Audi presented the Audi quattro – a revolution in the car world. The permanent all-wheel drive system optimally distributes the power to all four wheels for unprecedented traction.
The quattro dominated the World Rally Championship in the 1980s with drivers such as Walter Röhrl and Michèle Mouton. The technology made its way to all Audi models and is now standard on S and RS versions.
🏛️ 115+ Years of Audi: From Horch to e-tron
Founded in 1899 August Horch founded his first car company in Cologne. After a conflict, he left in 1909 and started a new company. Since he was not allowed to use his name, he chose the Latin translation: Audi ("Horch" = "luister!").
In 1932 Audi, DKW, Horch and Wanderer merged to form auto Union – the four rings symbolize this fusion. After the war, the brand was revived Ingolstadt. Audi has been part of Volkswagen AG since 1965. In 1971 the slogan launched "Development of technology".
💰 Premium indication Audi Insurance 2025
Average monthly premium based on model and claim-free years:
| Model | WA | WA+ | All risk |
|---|---|---|---|
| A1/A3 (110-150 hp) | €25-€40 | €35-€55 | €45-€75 |
| A5/A6 (150-265 hp) | €30-€50 | €45-€70 | €55-€95 |
| Q3 / Q5 (150-367 hp) | €35-€55 | €50-€80 | €65-€110 |
| e-tron (170-530 hp) | €35-€60 | €55-€90 | €70-€130 |
| S3 / S4 / S5 (310-354 hp) | €45-€75 | €70-€110 | €90-€150 |
| RS3-RS6 / e-tron GT (400-646 hp) | €60-€100 | €95-€160 | €130-€250 |
📊 Audi Insurance Facts
⚠️ Security requirements for Luxury Audis
For more expensive Audi models such as the RS, A8, Q8 and e-tron GT Insurers often impose additional security requirements. Think of one class 3 SCM approved alarm or a vehicle tracking system. Also the A3 and A4 have relatively high theft figures. Always check the requirements of your insurer and invest in additional security if necessary - this can also result in a premium discount.
Why is an Audi More Expensive to Insure?
🔧 Factors that influence the Premium
- → Premium brand: Higher value than comparable VW
- → Sporty appearance: Higher powers, quattro
- → More expensive parts: Original Audi parts pricey
- → Theft risk: Especially A3/A4 popular with thieves
- → Technology: Advanced electronics, LED Matrix
- → Accessories: Standard coverage often max. €1,000
🛡️ What Coverage for Your Audi?
The correct coverage depends on model and age:
- → New Audi (0-5 years): All risk with new value scheme
- → Young Audi (6-10 years): WA+ (limited airframe) sufficient
- → Older Audi (10+ years): WA at low current value
- → e-tron models: All-risk recommended (expensive battery)
- → RS models: Always Allrisk (high value)
- → Youngtimer (15+ years): Special youngtimer policy
Best Insurers for Audi 2025
These insurers have extensive experience with Audi models:
💡 Tips for Audi Owners
- ✓ Audi Financial Services – repair with 100% original parts, €0 deductible at Audi dealer
- ✓ Check collective discount – employer, trade union or membership organization
- ✓ Extra accessory coverage – standard often max. €1,000
- ✓ Secure your Audi – alarm mandatory for luxury models
- ✓ Lease? Check policy – often already included in the lease contract
- ✓ e-tron tip: Audi will compensate BPM on electric models in 2025
- ✓ Build up claim-free years – up to 80% discount possible
