The Italian Icon of Insurance
Eand Alfa Romeo is more than a car – it is passion on four wheels. Since 1910, this legendary Italian brand has combined design, sportiness and emotion. From the elegant Giulia to the versatile Stelvio, of the modern Tonal to the compact Junior – every Alfa deserves appropriate insurance.
Whether you drive one Quadrifoglio with 510 hp or a hybrid Tonale - at Finass Verzekert we compare car insurance policies from 30+ insurers who understand and appreciate your Italian beauty.
Alfa Romeo insurance costs on average €55-€120 per month for Allrisk, depending on model, power and claim-free years. Due to the higher value and sporty nature, we recommend All risk On.
Insuring Alfa Romeo Models
The complete model range with specifications:
Alfa Romeo Giulia
130-510 hp | Sedan
New from €52,000 | Occasion from €11,000
- ✓ Sprint, Veloce, Competizione
- ✓ Quadrifoglio (510 hp V6)
- ✓ 2.0 Turbo Petrol / 2.2 Diesel
- ✓ 0-100: 3.9 sec (QV)
Alfa Romeo Stelvio
130-510 hp | SUV
New from €58,000 | Occasion from €23,000
- ✓ Sprint, Veloce, Competizione
- ✓ Quadrifoglio (510 hp V6)
- ✓ Q4 All-wheel drive
- ✓ 525 liters of luggage space
Alfa Romeo Tonal
130-270 hp | Compact SUV
New from €43,000 | Occasion from €23,000
- ✓ Sprint, Veloce, Speciale
- ✓ Plug-in Hybrid (270 hp)
- ✓ Up to 8 years warranty
- ✓ Q4 All-wheel drive
Alfa Romeo Junior
136-280 hp | Crossover
New from €38,000
- ✓ Electric & Hybrid
- ✓ Veloce (280 hp)
- ✓ Compact crossover
- ✓ Latest Alfa model
🏁 110+ Years of Italian Passion
Alfa Romeo was founded on June 24, 1910 in Milan as A.L.F.A. (Anonima Lombarda Fabbrica Automobili). After being taken over by Nicola Romeo in 1915, it became Alfa Romeo. From the very first F1 world title in 1950 to the modern Giulia Quadrifoglio – Alfa Romeo stands for racing, design and emotion.
The iconic Quadrifoglio (four-leaf clover) was painted on his racing car by driver Ugo Sivocci in 1923 as a good luck charm. He won the Targa Florio – and a legend was born.
🍀 Quadrifoglio Insure (510 hp)
The Giulia Quadrifoglio and Stelvio Quadrifoglio are the absolute top models with the legendary 2.9 V6 Bi-Turbo engine – developed with help from Ferrari. With 510 hp, 0-100 in 3.9 seconds and a top speed of 307 km/h, this requires a specialist.
Quadrifoglio models are 25-40% more expensive more insured than standard Alfas due to the extreme power and higher value. Allrisk is absolutely recommended.
💰 Premium indication Alfa Romeo Insurance 2025
Average monthly premium based on model and claim-free years:
| MoThel | WA | WA+ | All risk |
|---|---|---|---|
| Tonal (130-270 hp) | €30-€50 | €45-€70 | €55-€95 |
| Junior (136-280 hp) | €30-€55 | €45-€75 | €60-€100 |
| Giulia (130-280 hp) | €35-€60 | €50-€85 | €65-€115 |
| Stelvio (130-280 hp) | €40-€65 | €55-€90 | €70-€125 |
| Quadrifoglio (510 hp) | €55-€90 | €80-€130 | €110-€200 |
📊 Alfa Romeo Insurance Facts
🛡️ What Coverage for Your Alfa Romeo?
Due to the higher value and sporty nature of an Alfa Romeo, the right cover is essential:
- → New Alfa (0-3 years): All risk with purchase value guarantee
- → Young Alfa (3-6 years): All risk recommended
- → Older Alfa (6-10 years): WA+ limited airframe
- → Classic Alfa (10+ years): Youngtimer or oldtimer policy
- → Quadrifoglio: Always Allrisk (high value)
- → Tonal/Junior PHEV: Allrisk (new model)
⚠️ Classic & Youngtimer Alfa Romeos
Are you driving a classic SpiTher, GTV, Montreal, 156 GTA or a youngtimer like the Brera, 159 or Giulietta? Then consider a special youngtimer or oldtimer policy. Advantages: appraised value instead of current value, original parts coverage, and lower premium for limited mileage (3,000-10,000 km/year). Condition: often second car and separate storage.
Why is an Alfa Romeo More Expensive to Insure?
🔧 Factors that influence the Premium
- → Higher power: 130-510 hp = more risk
- → Sporty character: Invites you to drive faster
- → More expensive parts: Italian quality costs more
- → Higher value: €38,000-€120,000 new
- → Limited availability: Fewer dealers/garages
- → Popular with enthusiasts: Higher theft risk on certain models
Best Insurers for Alfa Romeo 2025
These insurers have experience with premium/sporty cars:
💡 Tips for Alfa Romeo Owners
- ✓ Choose Allrisk for new models – Alfas retain their value
- ✓ Consider a purchase value guarantee – up to 5 years with Alfa Romeo Insurance
- ✓ Check original parts coverage – important in case of damage
- ✓ Youngtimer policy for 15+ years – often cheaper
- ✓ Compare specifically on sports cars – not all insurers accept 510 hp
- ✓ Build up claim-free years – up to 80% discount possible
- ✓ Up to 8 years warranty from Tonale – check conditions
