Insuring the Italian Sports Car

A Abarth is not an ordinary car – it is a statement. Based on the iconic Fiat 500, transformed into a real sports car by the professionals in Turin. With power of 135 to 190 hp, characteristic exhaust and Italian temperament, your Abarth requires appropriate insurance.

Whether you drive one 595 Turismo, a hardcore 695 Competition or the new electric one 500th – at Finass Verzekert we compare car insurance policies from 30+ insurers who understand your sporty Scorpio.

Abarth insurance costs on average €45-€90 per month, depending on model, coverage and claim-free years. Due to the higher value and sporty nature, we recommend All-risk or WA+ limited hull On.

Insuring Abarth Models

All Abarth models with their unique specifications:

🦂

Abarth 595

145-180 hp | 1.4 T-Jet

Occasions from €12,000

  • Turismo (165 hp)
  • Competizione (180 hp)
  • Esseesse (180 hp)
  • Scorpioneoro
  • 0-100: 6.7 sec
Electric

Abarth 500th

155 hp | Electric

New from €38,600

  • Scorpionissima
  • Turismo
  • 0-100: 7 sec
  • 265 km range
  • Sound Generator

🦂 The Legend of the Scorpio

Abarth was founded in 1949 by Carlo Abarth in Bologna. The logo – a scorpion – refers to his zodiac sign. From tuning kits and iconic exhaust systems to complete racing cars: Abarth became synonymous with performance and Italian craftsmanship.

In 1971 overgenomen door Fiat, in 2007 nieuw leven ingeblazen met de moderne 500 Abarth. Vandaag zet de Electric 500e de traditie voort – met de optionele "Engine Sound Generator" voor het kenmerkende Abarth-geluid!

1949Incorporation
1958First Fiat 500
1971Fiat takeover
2008Modern 500
2023Electric 500e

💰 Premium indication Abarth Insurance 2025

Average monthly premium based on model and claim-free years:

ModelWAWA+All risk
595 (145-165 hp)€25-€45€35-€60€45-€85
595 Competizione (180 hp)€30-€55€40-€70€55-€100
695 (165-190 hp)€35-€60€50-€85€65-€120
500th Electric (155 hp)€30-€50€45-€75€60-€110

📊 Abarth Insurance Facts

15-30%Higher premium than Fiat 500
135-190horsepower power range
€12,000+Occasion value 595

⚠️ Chip tuning & Modifications

Have you had your Abarth chip tuned or modified? You must report this to your insurer! Popular modifications such as Stage 1 chip tuning (from 145 to 175+ hp), sports exhausts or intercooler upgrades can affect your premium and conditions. Unreported modifications may lead to rejection of your claim in the event of damage. Be honest – your insurer can check this.

🛡️ What Coverage for Your Abarth?

Due to the higher value and sporty nature of an Abarth, the right cover is essential:

  • New Abarth (0-3 years): All risk with new value scheme
  • Young Abarth (3-6 years): All risk recommended
  • Older Abarth (6-9 years): WA+ limited airframe
  • Classic Abarth (9+ years): WA or WA+, depending on value
  • 500th Electric: All-risk (higher purchase value)
  • 695 Specials/Limited: All risk (collectors items)

Why is an Abarth More Expensive to Insure?

🔧 Factors that influence the Premium

  • Higher power: 135-190 hp vs. 69 hp Fiat 500 = more risk
  • Sporty character: Invites you to drive faster
  • More expensive parts: Brembo brakes, Koni shock absorbers, Sabelt seats
  • Higher value: €12,000-€45,000 vs. €8,000 standard Fiat
  • Popular with thieves: Popular among enthusiasts
  • Limited availability: Parts less common

Best Insurers for Sports Cars 2025

These insurers have experience with sports cars:

⭐ InShared ⭐ ABN Amro ⭐ Interpolis ⭐FBTO Central Management Allianz Immediately Nationale-Nederlanden ANWB University Abarth Insurance

💡 Tips for Abarth Owners

  • Choose Allrisk for high value – the current value of an Abarth remains high for a long time
  • Report all modifications – chip tuning, exhaust, rims, etc.
  • Consider new value scheme – for new 500e models
  • Compare specifically on sports cars – not every insurer accepts 190 hp
  • Check the current value – Abarths retain their value, check ANWB price list
  • Build up claim-free years – up to 80% discount possible
  • Park safely – Abarths are popular among car enthusiasts

Related Auto Insurance