Business liability insurance Cafe
Protect your cafe against damage claims. Covers personal injury and property damage to third parties caused by you, your employees or your products.
🛡️ Premium indication Cafe
Why Business Liability Insurance for your Cafe?
As a cafe you are at risk of liability claims every day. A customer who stumbles in your building, an employee who causes damage to a client, or a product that does not function properly - the financial consequences can be enormous.
With business liability insurance (AVB) you are protected against the financial consequences of damage claims. The insurance covers both the damage itself and the legal costs of defending yourself against a claim.
More and more clients and customers require that your cafe has a valid AVB. Without this insurance you may miss out on orders or not conclude contracts.
Damage examples Cafe
Situations in which your AVB offers a solution.
🍽️ Food poisoning
Guests become ill from contaminated products in your kitchen.
Damage: €100,000+🥂 Guest Valt
A guest trips over a cable or wet floor and is injured.
Damage: €50,000🔥 Kitchen fire
Fire in the kitchen causes damage to the building and inventory.
Damage: €200,000🎪 Event Damage
During an event, a visitor is injured by falling decorations.
Damage: €75,000What does the AVB cover for Cafe?
Personal injury
Someone is injured because of your cafe. Medical costs, loss of income and compensation.
Property damage
Damage to property of customers or third parties caused by you or your employees.
Employer's liability
Employee is injured at work or develops an occupational disease. As an employer you are liable.
Product liability
A product that you supply or sell causes damage to the end user.
Legal Costs
Costs for legal assistance and defense, even if you ultimately prove not liable.
Worldwide Coverage
Coverage in the Netherlands and internationally (usually except US/Canada).
How much does an AVB cost for Cafe?
Business liability insurance
Premium depends on turnover, number of employees and chosen coverage.
Insured amount: €2.5 million per claim.
Why Choose Finass Insures?
Broad Coverage
€2.5 million per claim. Employer and product are insured as standard.
Competitive Premiums
Comparison of 30+ insurers for the best price-quality.
Quickly arranged
Apply today, insured tomorrow. Fast handling.
50+ Years of Experience
Specialist in commercial liability insurance.
Frequently Asked Questions about AVB Cafe
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