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Lowest Price Guarantee
High Package Discount
Largest Offer
Damage Assistance
Personal Contact
100% Independent
Lowest Price Guarantee
Largest Offer
Immediate Response
High Package Discount
Damage Assistance
Personal Contact
100% Independent

50 years Expertise

9.5/Reviews
Pilot Insurance 2025 | Building Insurance Warehouse & Industrial Hall | Finass Insures
🏭 Warehouse • Warehouse • Industrial hall • Distribution center • Storage shed

Insurance shed To compare

Protect your warehouse or warehouse against fire, storm, water and burglary. Steel structures and solar panels are also insured. Compare 30+ insurers.

Steel structures covered
Storm damage roof insured
Underinsurance guarantee
Can be canceled daily

🏭 Premium indication 2025

Small warehouse (250m²) From €300/year
Medium-sized warehouse (500m²) From €600/year
Large warehouse (1,000m²) From €1,200/year
Distribution center (5,000m²+) From €4,000/year
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Lowest Price Guarantee
🏭
Warehouse Specialists
👤
Personal Advice
🛡️
Damage Assistance
30+ Insurers

We Insure All Sheds & Halls

From small storage shed to large distribution center. Every construction type and every use.

📦

Storage shed

Storage of goods & materials

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Production hall

Manufacturing & production

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Distribution center

Logistics & distribution

🔧

Workplace

Repair & maintenance

🚗

Storage space

Vehicles & machines

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Agricultural Shed

Agriculture & livestock

❄️

Cold room / Freezer

Refrigerated storage

🏗️

Construction shed

Building materials & tools

⚠️

Specific Pilot risks

🌪️ Storm damage roof

Large roof areas are vulnerable to storms. Roof panels can become loose and water can penetrate. Especially with steel roofs.

🔥 Fire transfer

Open spaces ensure rapid fire spread. Steel structures can quickly collapse under heat. Major damage in a short time.

💧 Water accumulation

Flat roofs can accumulate water due to clogged drains. Roof collapse due to water weight is a real risk.

🔓 Burglary Remote

Sheds on industrial estates or remote locations are targets for burglars. Little supervision at night.

⚗️ Hazardous Substances

Storage of flammable or toxic substances increases the risk. Additional requirements for PGS-15 storage and environmental damage.

🚗 Forklift collision

Damage to the structure by forklifts, trucks or other vehicles. Common in busy warehouses.

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Construction & Premium

🔩 Steel Shed

Steel frame with steel or sandwich panels. Quick to build, but higher fire risk due to rapid expansion and collapse in heat.

Higher premium

🧱 Mixed Construction

Steel frame with masonry walls or concrete elements. Combines flexibility with better fire resistance.

Average premium

🏛️ Traditional Construction

Completely brick or concrete construction. Best fire resistance (WBDBO 60+ minutes). Lowest risk, lowest premium.

Lower premium

What does pilotage insurance cover?

From fire and storm to water damage and collision. Choose the coverage that suits your warehouse.

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Fire damage

Fire, lightning strike, explosion. Including smoke damage, fire extinguishing damage and damage to structure due to heat.

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Water damage

Leaks, precipitation through the roof, burst pipes. Water accumulation on flat roof due to clogged drains.

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Burglary & Vandalism

Damage to doors, windows, shutters due to burglary. Vandalism to the structure is also insured.

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Collision

Damage from forklifts, trucks or other vehicles. Including damage to loading bays and overhead doors.

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environmental damage

Remediation costs for soil contamination, leaking tanks, asbestos. Important when storing hazardous substances.

How much does pilotage insurance cost?

Indicative premiums 2025. Exact premium depends on reconstruction value, construction type, use and location.

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Little Shed

€300-€700/year

Up to 500m², rebuild up to €300K

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Major Distribution Center

€1,500-€8,000/year

2,000m²+, rebuild €1M-€5M

Why Choose Us?

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Warehouse Specialists

We know the specific risks of pilotage and advise on the correct coverage per type of construction.

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Lowest Price Guarantee

Do you find the same insurance cheaper elsewhere? Then you will get the difference back.

🛡️

Underinsurance guarantee

With a validated valuation: full damage is reimbursed, even if construction costs have increased.

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Personal Advice

Your regular advisor knows your warehouse and advises on coverage and prevention.

Fast Claims Settlement

We are ready to help you in the event of damage. Advance payment for quick repair.

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Business package

Combine building, inventory, stock and business damage with package discount.

100% Independent

We compare all insurers and advise in your interest.

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50+ Years of Expertise

More than 50 years of experience in business insurance for industry and logistics.

Frequently Asked Questions

The premium varies from €300 to €8,000 per year, depending on reconstruction value, construction type (steel/stone), surface area, use and location. An average storage shed of 500m² costs approximately €500-€1,200 per year.
Yes, steel sheds are insurable. The type of construction does influence the premium. Steel structures have a higher fire risk due to rapid expansion and collapse. Fire detection and sprinklers can reduce the premium.
No, the building insurance only covers the building. You insure stored goods and stock through goods or stock insurance. Machines and inventory via inventory insurance.
Water accumulation is the accumulation of rainwater on flat roofs due to clogged drains. This can lead to collapse. Not all insurers cover this as standard. Ask for specific coverage and keep drains clear.
Yes, solar panels are included as standard with most insurers. They do increase the rebuilding value. Invisible hail damage is often covered if the yield loss is more than 25%.
Yes, strict requirements apply to PGS-15 storage: fire-resistant compartmentalization (WBDBO 60 min), reception facilities, fire alarm system and often sprinklers. Insurers can impose additional prevention requirements.
Yes, collision damage caused by forklifts or trucks to the structure, overhead doors or loading bays is covered by the comprehensive coverage. This is common in busy warehouses.
With many insurers you can be insured the same day with provisional coverage. After acceptance you will receive the final policy. We ensure that your request is processed quickly.

Calculate your premium immediately

Specialists in warehouses and industrial halls. All construction types, all sizes. Request a quote without obligation.