Insuring Biro – Everything you need to know
Do you drive one? Biro or are you considering purchasing one? Then it is important to know which insurance you need. The Biro is a compact, electric two-seater that is becoming increasingly popular, especially in cities. Like other electric microcars, the Biro is not covered by standard car insurance, but by one Moped insurance . This allows you to protect yourself and your vehicle against damage and unforeseen costs.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
Insuring Biro – Everything you need to know
Do you drive one? Biro or are you considering purchasing one? Then it is important to know which insurance you need. The Biro is a compact, electric two-seater that is becoming increasingly popular, especially in cities. Like other electric microcars, the Biro is not covered by standard car insurance, but by one Moped insurance . This allows you to protect yourself and your vehicle against damage and unforeseen costs.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
What is Biro insurance?
A Biro insurance is very similar to car insurance, but is specially tailored to microcars. You can choose from different coverage:
✔ Third party liability insurance (Third party liability) – Mandatory for anyone driving a Biro. This means you are insured against damage you cause to others.
✔ WA + Limited Casco – Extra coverage for damage caused by theft, fire, storm and window breakage.
✔ Allrisk (Full Casco) – The most comprehensive coverage, including for damage to your own Biro, even if it is your own fault.
✔ Passenger insurance – For personal injury and material damage to the driver and passenger.
✔ Legal expenses insurance – For legal assistance in the event of an accident or conflict.
You can often additionally insure accessories such as extra batteries or charging facilities.
The Moped insurance compare en we (Finass Verzekert) with all insurers, which means you are covered for the Moped insurance receives the best and most competitive premium from us.
Why insuring a Biro is important
🔹 Legal obligation – WA is always mandatory when using public roads.
🔹 Protection against expensive damage – Such as fire, storm or theft.
🔹 Own damage also insured – With an All-risk policy you do not have to pay the costs yourself.
🔹 Peace of mind in case of accidents – Especially with additional passenger or legal expenses insurance.
With the right coverage you can enjoy your Biro without any worries.
Who is Biro insurance suitable for?
✔ City dwellers – Who use their Biro as a sustainable alternative to the car or scooter.
✔ Young people from 16 years old – You can already drive a Biro with an AM driver's license.
✔ Private and business drivers – Entrepreneurs who use a Biro for business can also take out good insurance.
✔ Users of electric microcars – Who want certainty about their vehicle and liability.
Tips for taking out Biro insurance
✅ Always choose at least WA, but consider WA+ or Allrisk for a new Biro.
✅ Check whether accessories, batteries and charging facilities are included in the insurance.
✅ Consider additional coverage such as passenger insurance.
✅ Compare premiums and conditions – the differences are big.
✅ Look at options for one purchase value schemeso that you will be reimbursed for the purchase value in the event of a total loss or theft.
Request your Biro insurance now!
Do you want your Insure Biro well and cheaply? Bee Finass Insures We immediately compare the best insurers and ensure that you benefit from a competitive premium and complete coverage. Whether you choose WA, WA+ or Allrisk: we will find the policy that suits you perfectly.
👉 Request a no-obligation quote today and hit the road in your Biro with peace of mind!
Moped insurance – brands, types & insurers
types
Brands & models
Insurers (via Finass)
Frequently asked questions – Insuring Birò
Which coverage suits my Birò: WA, WA+ or Allrisk?
WA only covers damage to others. WA+ adds, among other things, theft/fire/window. All risk also covers own damage and often goes with a new or highly rated Birò.
Is theft of the Birò or parts (battery/charger) insured?
Bee WA+ and All risk theft is usually covered according to policy conditions. Insurers pay extra attention stable (preferably indoors/closed) and visible security (ART slot/GPS tracker).
How do I insure the battery(s), charger and charging cable?
Take battery(s), charger and charging cable on as accessories with amount. Also note whether the battery is purchased or leased, for clear compensation in the event of damage/theft.
Are doors, luggage box and winter set included in the insurance?
Yes, if specified as accessories with value (doors, box, winter tires). This way you prevent underinsurance and discussions in the event of damage.
Is damage to window or plastic panels covered?
Window/panel damage is usually covered WA+ and All risk. Repair is sometimes possible without a deductible; replacement often with a (limited) deductible — depending on the insurer.
Will I receive replacement transport in the event of damage or breakdown?
Depending on your policy. Replacement transport is often optional (with airframe or roadside assistance). Handy when commuting or if the Birò is needed every day.
How does roadside assistance work for the Birò (E-mobility)?
Roadside assistance for electric microcars helps with starting problems or an empty battery (e.g. transport to home/workshop). Conditions and availability vary per insurer.
Does business use (delivery/promotion) influence the premium?
Yes. Usage type (private/business), mileage and storage count towards acceptance and premium. We adjust coverage and deductibles accordingly.
Do claim-free years and no-claim discount apply?
In many cases yes, but this varies per insurer. You deliver SVJ statement for the best discount and the consequences in case of damage.
Am I insured abroad (e.g. Belgium/Germany)?
Usually within the countries on the green card. Check local rules and permitted uses for microcars.
What mainly determines my premium for the Birò?
Current value/execution, stable (indoor/enclosed), security (lock/GPS), kilometers and you claim-free years. Include accessories/batteries with amount in the policy.
What information do you need for a quick quote?
License plate/version, purchase price, list of accessories + amounts (battery/charger/cable/doors/box), annual mileage, storage, claim-free years and drivers.
Please note: exact coverage and conditions vary per insurer. We compare and advise custom .
Moped car insurance with Finass Verzekert
You can insure your moped car at Finass Verzekert with tailor-made advice. We compare the best options a . s . r . , Cloverleaf and Uniguarantee, zodat je voor elke situatie The juiste The kking kiest: het general moped insurance, Business moped car, moped car insurance for 16 years and the E-moped insurance .
We help drivers of all popular makes and models every day: Citroen Ami, Birò, Opel Rocks-e and Fiat Topolino; maar ook de klassieke brommobielmerk and zoals Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline) and Microcar (M.Go/Duè/Highland). We pay attention to the correct coverage (WA, WA+ or Allrisk), claim-free years and accessories such as doors/hood, luggage box and winter set; and for electric variants battery (owned or lease), charger and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transport and roadside assistance.
