Business interruption insurance Garage Automotive SME
Protect garages, car dealers and damage repair shops against loss of turnover. Coverage if your business comes to a standstill due to fire, water, storm or burglary.
📊 Premium indication Garage Automotive
Business interruption insurance for Garage Automotive
What if your company burns down tomorrow? Or if water damage makes your business unusable for weeks? The fixed costs continue: rent, salaries, loans. But sales are at a standstill. That could mean the end of your company.
Business interruption insurance (also known as turnover insurance or business stagnation insurance) compensates for lost gross profit if your company comes to a standstill due to an insured incident. This way you can continue to pay your fixed costs and rebuild your business.
This insurance is essential for garages, car dealers and damage repair companies. We are happy to advise you on the correct gross profit and payment period.
Damage examples Garage Automotive
This can happen at garages, car dealers and body shop repair shops.
🔥 Fire Workshop
Fire in workshop, no repairs possible for months.
€120,000💧 Water damage
Flooding damages lift bridges and equipment.
€40,000⚙️Equipment Defect
Diagnostic equipment broken, waiting weeks for replacement.
€20,000🔐 Burglary
After a burglary, the garage must be closed for weeks for repairs.
€30,000What does Business Interruption Insurance cover?
Lost Gross Profit
Compensation for the turnover you miss because your company comes to a standstill after damage.
Ongoing Fixed Charges
Rent, mortgage, salaries, insurance and other ongoing fixed costs.
Reconstruction costs
Costs for reconstruction of administration, customer files and files (up to €100,000).
Additional Costs
Costs to get your company running again faster: temporary accommodation, overtime, etc.
Supplier damage
Optional: loss of turnover because your supplier fails due to damage.
Customer damage
Optional: loss of turnover because your most important customer fails due to damage.
How much does Business Interruption Insurance cost?
Business interruption insurance Garage Automotive
Premium depends on gross profit, business type and payment period.
Gross profit = Turnover - Variable costs (purchases, raw materials).
Why Choose Finass Insures?
Gross Profit Calculation
We help you determine the correct gross profit for optimal coverage.
Payment term Advice
Advice on the correct benefit period for your situation.
Competitive Premiums
Comparison of 15+ insurers for the best price.
50+ Years of Experience
Specialist in business insurance. Personal advice.
Frequently Asked Questions Business Interruption Insurance
Your turnover protected?
Request a quote for your business interruption insurance without obligation.
