Particulier • Privé Insurance en • Huis & gezin, verkeer, recreatie
Private insurance – your private property is properly and cost-effectively insured
Of private (private) insurance beschermt u uzelf, uw gezin en uw bezittingen tegen schade, diefstal, ongevallen en andere onverwachte gebeurtenissen. Van uw woning en inboedel tot uw auto, fiets, vakanties en kostbaarheden: een goed Insurance package zorgt voor financiële rust.
Finass Insures is yours private insurance advisor. We compare voor u verschillende verzekeraars en zorgen dat uw coverage, conditions and premium aansluiten op uw situatie en levensstijl .
Private insurance in brief
You can arrange all your needs with one point of contact at Finass Verzekert private insurance:
- Home & family: buildings, contents, liability, legal assistance, accidents, valuables, care.
- Traffic: car, classic, oldtimer, van, scooter, motorcycle, camper, caravan, trailer, bicycle, mobility scooter.
- Recreation: short-term and continuous trip, cancellation insurance, holiday home, pleasure boat, golf, holiday home.
- Disability: private disability insurance (AOV).
- Insurance package & exclusive: housing packages and solutions for exclusive objects.
We compare particuliere verzekeringen bij meerdere aanbieders en zoeken voor u de best combination of coverage and premium. Onze dienstverlening voor New insurance en wordt door klanten beoordeeld rond een 9.5; claims settlement around a 9.8 .
What are private (private) insurance?
Protection from your daily risks
Particuliere verzekeringen dekken risico’s waar u als particulier dagelijks mee te maken kunt krijgen: schade aan uw woning, inboedel of voertuig, Liability, ongevallen, schade tijdens vakantie, verlies van kostbaarheden en meer. Met een goed opgebouwd pakket voorkomt u dat u onverwacht zelf grote bedragen moet betalen.
- Protection against fire, storm, burglary and water damage.
- Coverage for damage caused by or to your vehicles.
- Insurance for holidays, travel and recreation.
- Solutions for special objects and higher values.
Benefits of private insurance through Finass Verzekert
- Extensive coverage: house, car, contents, liability and more.
- Financial security: compensation in the event of damage, theft or accidents.
- Customization: coverage tailored to your family situation and wishes.
- Package discount: advantage if you combine several insurance policies.
- Personal assistance in case of damage: We guide you from notification to payment.
We'll make sure you well insured you are, but not double insured.
Home & family – your home, belongings and liability are properly arranged
With private insurance in mind Home and family beschermt u uw woning, inboedel en gezin tegen schade, diefstal, ongevallen en Liability.
Home insurance
- Building insurance – covers damage to the home itself.
- home contents insurance – coverage for your furniture and belongings in the home.
- Glass and additional coverage – depending on the solution chosen.
Together we take care of the buildings and contents connect seamlessly .
Family & liability
- Liability insurance for private individuals.
- Legal expenses insurance for legal assistance in conflicts.
- Family accident insurance for permanent injury or death.
- Health insurance – coordinate with your other insurance policies.
Liability damages can be high; a good AVP prevents financial surprises.
Valuables & special coverage
- valuables insurance for jewelry and valuable objects.
- Extra cover for art, collections and special items.
- Customization possible for higher values or specific risks.
We often recommend one for specific or very valuable possessions separate customized policy .
Traffic – your vehicles insured with appropriate coverage
You choose your vehicles WA, limited hull or full hull (all risk) . Wij kijken welke dekking past bij de leeftijd, waarde en het gebruik van uw voertuig .
Car and classic
- Passenger car insurance.
- Classic and vintage car insurance.
- Van insurance.
- Other car-related solutions.
We tailor the coverage to mileage, age, use and damage history .
Two- and multi-wheelers & recreational
- Scooter and moped insurance.
- Motorcycle insurance.
- Bicycle insurance (also e-bike).
- Quad / trike / MP3 and similar vehicles.
- Mobility scooter / segway.
We are also looking for one for special vehicles appropriate traffic insurance .
Holiday & transport
- Camper car insurance (camper).
- Caravan insurance.
- Trailer / trailer insurance.
- Possible coverage for hobby tractors and specific vehicles.
We also look at coverage en route and during storage or vacation.
Recreation – enjoy your holiday and free time without any worries
With Finass Verzekert's recreational insurance policies you can go travel worry-free and get on the water . U kiest zelf hoe uitgebreid u dekkingen wilt .
Travel and cancellation insurance
- Short-term travel insurance for one-off trips.
- Continuous travel insurance for frequent travelers.
- Cancellation insurance for unexpected changes.
- Options for medical costs, winter sports and special activities.
Recreational home and holiday home
- Recreational home/chalet insurance.
- Holiday home insurance for second homes.
- Coverage for burglary, storm, fire and water damage.
- Extra attention to rental and use by third parties.
Pleasure boating & other recreation
- Pleasure craft insurance for a boat or yacht.
- Golf insurance for equipment and liability.
- Hobby and sports insurance for specific activities.
We look for fast boats or special vessels specialist solutions .
Disability – protecting your income
Private disability insurance
A disability insurance zorgt er For dat u een inkomen behoudt wanneer u langdurig niet kunt werken door ziekte of een ongeval. Samen kijken we naar:
- amount of the desired insured amount;
- waiting period and duration of the benefit;
- coordination with your other facilities (e.g. via employer);
- affordability and flexibility of the premium.
Connection to your total package
Disability affects you directly daily living allowance. Daarom beoordelen we deze dekking altijd in samenhang met uw andere particuliere Insurance en, hypotheeklasten en spaargeld. Het doel is een oplossing die u rust geeft, zonder dat u onnodig veel premie betaalt.
Private insurance package – more overview, lower premium
Immediately private benefit package bundelt u uw belangrijkste private insurance. Dat levert overzicht op én vaak extra package discount .
Residential package & private package
- Buildings, contents and liability in one package.
- Expandable with legal assistance and family accidents.
- Possibility to take car and other insurance with you.
- One policy sheet and one point of contact.
The coverage fits together perfectly, so you can: no holes or doubles in uw Insurance heeft.
Benefits of a package through Finass Verzekert
- High package discount on your total premium.
- Clear structure: you can see at a glance what you have insured.
- Easily submit and expand changes.
- Periodic check possible to keep your package up to date.
Exclusive insurance – tailor-made for special and valuable possessions
For exclusive cars, yachts, homes and valuables zijn vaak speciale verzekeringsoplossingen nodig. Finass Insures biedt hiervoor exclusive private insurance .
Exclusive car insurance
- For luxury cars, special models and higher values.
- Attention to valuation, new value and replacement arrangements.
- Coordination with use (daily, hobby, limited km).
Exclusive yacht and home insurance
- Exclusive yacht insurance for luxury pleasure boats.
- Exclusive building and contents insurance for special homes.
- Attention to architectural style, location and special facilities.
Exclusive valuables insurance
- Worldwide coverage for jewelry, art and collections.
- Specialist expertise in damage and repair.
- Flexible solutions for higher insured amounts.
How does private insurance work through Finass Verzekert?
1. Inventory
We brengen samen uw situatie in kaart: gezinssamenstelling, woning, voertuigen, inkomen, wensen en bestaande polissen . Zo zien we snel waar hiaten of dubbele dekkingen zitten .
2. Compare
We compare multiple insurers op premie, dekking, Conditions en service. Niet alleen de prijs, maar juist de inhoud van de polis is doorslaggevend.
3. Advice & proposal
U ontvangt een helder voorstel met toelichting per Insurance en per pakket. We nemen dit samen door en passen waar nodig aan, zodat het echt bij u past.
4. Management & damage
Na het afsluiten blijven we uw aanspreekpunt. Bij schade begeleiden we u van melding tot uitkeRing en we kunnen uw pakket periodiek evalueren als uw situatie verandert.
Frequently asked questions about private insurance
What minimum private insurance do I need?
That depends on your situation, but we often see the following as a basis:
- building insurance (for homeowners);
- home contents insurance;
- liability insurance for private individuals (AVP);
- any legal expenses and accident insurance;
- travel insurance if you regularly go on holiday.
Together we look at which risks you want and need to cover so that you can: neither under- nor over-insured are.
Are private insurances mandatory?
Some insurance policies are (indirectly) mandatory, others are strongly recommended:
- For motor vehicles is a Third party insurance required by law .
- For an owner-occupied home, the mortgage provider usually sets a Building insurance obliged.
- AVP and home contents insurance are not legally required, but in practice they are almost indispensable.
We explain to you per risk what is mandatory, sensible or optional.
How do I avoid being double insured?
By your complete insurance package in one overview to view. We check:
- whether the same coverage does not appear on multiple policies (e.g. legal assistance or accidents);
- whether there is any overlap between home, travel and valuables insurance;
- whether old policies are still useful after changes in your situation.
Where necessary, we recommend bundling policies into one package or eliminating them.
What is the advantage of a private insurance package?
Immediately Insurance package:
- combine multiple insurance policies into one clear whole;
- you often get package discount on your premium;
- the coverages are better aligned;
- you have one point of contact for questions and damage.
Finass Verzekert helps you put together a package that suits your family and budget.
How often should I have my private insurance checked?
At least at major life events, such as:
- moving, renovating or buying a second home;
- expanding the family or living together;
- purchase of expensive items, car or boat;
- changes in work or income.
In addition, a periodic check (bij For beeld eens in de paar jaar) verstandig om te bekijken of de dekking en premie nog passen.
What should I do if I have damage?
In case of damage:
- ensure safety first and prevent further damage;
- take photos of the situation and record details of those involved;
- keep notes, invoices and other supporting documents;
- Contact Finass Verzekert as soon as possible.
We help you think about the best approach, report the damage to the insurer and... monitor progress until settlement.
Advice about your private insurance?
Wilt u uw huidige particuliere verzekeringen laten controleren of een nieuw pakket samenstellen? Finass Insures helpt u graag met independent tailor-made advice .
Telephone: 072 – 509 24 56
E-mail: info@finassverzekert.nl
Bergen office
Marijkelaan 11
1862 EW Bergen (NH)
Private and business customers from the region are very welcome here.
Den Helder office
Willemsoord 47
1781 AS Den Helder
Appointments outside regular office hours are also possible by arrangement.
Send me a proposal for my private insurance
Would you rather call? You can reach us via 072 – 509 24 56. We will discuss your situation with you calmly.
