Ferrari insurance – exclusive protection for your Italian supercar

DAILY CAR

Do you (also) use your Ferrari? DAILY CAR? Then broad coverage and practical extras are important.

• both private and business use possible;
• All-risk with broad liability limits;
• breakdown assistance and alternative transport are strongly recommended.

CLASSIC: from 10 years old

Ferraris from approx 10 years vallen vaak in de klassieker- of Youngtimercategorie, zeker bij iconische modellen en gelimiteerde uitvoeringen.

• insurance based on appraised value possible;
• limited use and hobby nature;
• interesting for enthusiasts and collectors.

OLDTIMER: from 25 years old

For Ferraris from approx 25 years Classic car insurance is often the best option.

• favorable premium for limited kilometers;
• coverage tailored to classic use and events;
• extra attention to storage, originality and valuation.

SPORTS CARS

Almost every Ferrari is one sports car. However, it does matter whether you mainly use your Ferrari sportily or quietly.

• tailor-made All-risk cover with appropriate deductible;
• clear agreements about use and possible tuning;
• Always report any track day plans in advance.

LUXURY CARS

For Ferraris that are used as luxury transport or representative car, bijvoorbeeld voor Commerciale ritten of VIP-vervoer.

• combination of prestige, comfort and performance;
• properly coordinate business or mixed use;
• additional coverage such as passengers and legal assistance.

COLLECTION

Do you have several Ferraris or a mixed collection of supercars and classics? Then one collection insurance often interesting.

• multiple cars on one policy;
• clear coverage and premium per vehicle;
• suitable for private collectors and family offices.

STORAGE INSURANCE

Is your Ferrari parked most of the time? garage, showroom or professional storage en rijdt u weinig? Dan kan een STORAGE INSURANCE uitkomst bieden.

• cover for fire, burglary, storm and water damage;
• focuses on the period when the car is stationary;
• can be combined with limited driving coverage.

FOR: PRIVATE AND BUSINESS

We compare Ferrari insurance policies private individuals and business relations (MKB, ZZP, VvE, Property). Zo krijgt u altijd een oplossing die past bij uw eigendoms- en gebruikssituatie.

Legal liability (WA)

This is the basic coverage and cheapest car insurance. De schade die u met uw Ferrari veroorzaakt aan derdand (letselschade and materiële schade) wordt vergoed, maar not the damage to your own car.

• mandatory for every car with registration;
• lowest premium;
• only suitable for very specific situations (e.g. older classic with limited use).

Limited airframe (WA plus or WA+)

In addition to third party liability coverage, damage to your Ferrari is now also reimbursed for, among other things:

• fire, explosion and short circuit;
• theft, burglary and joyriding;
• storm, hail and natural damage;
• window damage (star, crack or breakage – according to policy conditions).

Damage to your own Ferrari that you yourself hebt veroorzaakt (bijvoorbeeld door A aanrijding of parkeerschade) wordt bij WA+ niet vergoed.

Complete hull (Allrisk)

This is the most comprehensive coverage voor een Ferrari-Insurance. Alles wat onder Beperkt Casco valt wordt vergoed, plus:

• damage to your own Ferrari through your own fault;
• damage due to vandalism (policy dependent);
• damage if the other party is unknown or uninsured.

For most Ferraris there is one All-risk coverage in combination with value scheme by far the most logical option.

Appraisal & valuation

With a Ferrari there is a correct one valuation essentieel. Zeker voor Classics, speciale uitvoeringen of gelimiteerde series is een professioneel taxatierapport noodzakelijk.

• recording condition, version, mileage and details;
• choice between appraised value, purchase value or new value scheme;
• periodic reappraisal to prevent underinsurance.

Finass Verzekert thinks along about the correct value arrangement and the moment of (re)appraisal.

Security & storage

Insurers often apply strict rules for Ferraris security and storage conditions.

• closed, well-secured garage or professional storage;
• approved alarm system and often a tracking system;
• clear key and access control.

Good security is not only necessary for acceptance, but also helps to keep the premium as competitive as possible.

Use & mileage

How you use your Ferrari largely determines the premium and conditions.

• is it a daily driver, weekend car, show car or pure collection?
• how many kilometers do you drive per year and in which countries?
• Is there also a second driver in the car?

Honest and complete information about use prevents surprises in the event of damage and ensures a suitable proposal.

Accessories, options & modifications

Many Ferraris are equipped with optional packages, special paints, carbon parts and personal upgrades.

• always report expensive options and modifications to your advisor;
• save invoices and documentation of conversion and tuning;
• prevent this value from remaining out of view in the event of damage.

Chip tuning and other performance-enhancing adjustments must also be agreed in advance with the insurer.

Private Ferrari owner

For anyone who privately owns a Ferrari and a clear, appropriate and sharp Insurance zoekt – of het nu gaat om een moderne supercar of een klassieke icoon.

Entrepreneurs & DGAs

For entrepreneurs, DGAs and self-employed people who use their Ferrari for business or mixed use. We'll see which one construction and insurance fits best.

Collectors & collection holders

Voor verzamelaars met één of meerdere Ferrari’s, al dan niet gecombineerd met andere supercars, Classics en exclusieve auto’s, die een collection or storage solution to search.

Event & show use

For owners who use their Ferrari for events, rallies, competitions and shows, evandtueel met trailertransport and internationale verplaatsingand.

Classic & vintage car enthusiasts

For enthusiasts of classic Ferraris who want to insure their car on appraisal value met passende Conditions voor stalling, gebruik en onderdelen.

Anyone who wants certainty with high values

Are you unsure whether your current policy is sufficient for a Ferrari? Finass Insures can free policy check implementation and advice on adjustments or switching.